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#MyFamilyGoals:
Be Super Cool Parents

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WHY ONE CARD?
ONE CARD for all your family needs to help you become
Super Cool Parents

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Other Features


#MyFamilyGoals:
Be Super Cool Parents
Be Super Cool Parents,
Support Family dream
by providing the best education

Education related fee such as the school, courses, and tuition fees,
becomes lighter with 0% installment facilities up to 6 months.
  • 0% Installment for 3 and 6 months applies to transactions in education category such as schools, courses, and tuition
  • Applicable for main card and supplementary card
  • Minimum transaction of IDR 1,000,000 and a maximum of IDR 25,000,000 in 1 receipt
  • Request for conversion from transactions into installments are to be made maximum 5 days before the card's due date
  • Call UOB Contact Center at 14008 or (021) 2355 9000 to convert your transaction into installments
Be Super Cool Parents,
Make sure your family's future is protected

Free Personal Accident Insurance Protection
up to IDR 600 million for You and Your Family
(Spouse and two children).
C
Participants Sum Insured
Main Cardholder IDR200.000.000,-
Spouse IDR200.000.000,-
2(two) Children IDR200.000.000,-
TOTAL IDR600.000.000,-

  • UOB One Card holders are required to make a minimum purchase transaction 1 (one) time in 1 (one) month.
  • Transactions that are taken into account are purchase transaction that has been recorded on the Bank system and do not include all installment transaction, cash withdrawal at ATMs and regular bill payment or UOB Bill Pay.
  • Coverage will be given within the next 30 calendar days since the date of the last transaction .
  • The insured participants are:
    1. Main cardholders and spouse that are legitimate with condition :
      • Indonesian citizens or foreigners who have KIMS / KITAS.
      • Maximum age (age covered by insurance) 65 years.
    2. 2 (two) legitimate children of main cardholders with condition:
      • Not yet working and not yet married.
      • Age less than 23 (twenty three) years.


STANDARD INDONESIAN
PERSONAL ACCIDENT INSURANCE POLICY

ARTICLE 1 1
INSURED RISKS

  1. This policy insures risks for Death, Permanent Disability as a direct result of an accident, which is an incident or occurrence that contains elements of violence, both physical and chemical in nature, that occurred all of a sudden, unwanted or unplanned, from the outside, visible, and directly impacted the Insured Person, which at that instant is inflicted with physical wounds, which nature and location can be determined by medical science, including:
    • Poisoning due to inhaling poisonous vapor, except the Insured Person intentionally consume anesthetic drugs or other substances, which are known of their harmful effects, including consuming illegal drugs,
    • Infected with a virus or pathogens due to the Insured Person having accidentally fallen into water or another liquid substance,
    • Asphyxiated or drowned,
  2. This policy insures risks of Death, Permanent Disability, which are caused by:
  3. Entry of virus or pathogens into the wound that is inflicted by an accident, which is covered by insurance policy.
  4. Complications or worsening of illnesses due to accident that is covered by insurance policy during the care or treatment carried out by a doctor.

ARTICLE 2
RIGHT OVER BENEFIT

  1. DEATH (INSURANCE A)
     Insurance A will be given in the case the Insured Person:
    • Dies within 12 (twelve) months since the accident occurred, or
    • Is missing and cannot be found within at least 60 days since the accident occurred as a direct result of an accident that is insured in the insurance policy.

  2. PERMANENT DISABILITY (INSURANCE B)
    Insurance B will be given in the case the Insured Person suffers permanent disability as a direct result of an accident that is insured in the insurance policy, which consists of:
    PERMANENT TOTAL DISABILIT
    Permanent Total Disability covers:
    • Loss of vision in both eyes, or
    • Loss or dysfunction of both arms, or
    • Loss or dysfunction of both legs, or
    • Loss or dysfunction: vision in one eye and one arm; loss of vision in one eye and one leg; or one leg and one arm
    It can also be referred to as Permanent Total Disability, in terms of insanity or total disability suffered by the Insured Person due to direct impact on an accident that is insured by the insurance policy..

    This Permanent Disability should take place within 12 (twelve) months since the accident occurred.

    PARTIAL PERMANENT DISABILITY

    Partial Permanent Disability is in the form of loss or dysfunction of parts of the body. Right over this benefit applies after the doctor has established the condition of permanent disability the person is suffering from. If the Insured Person has received the benefit in the case of Permanent Disability, and due to the same accident, the Insured Person later passes away, the right over the benefit in terms of Death shall be given after having been deducted by the amount of benefit for Permanent Disability that has been paid out. Should the benefit for Permanent Disability that has been paid out is larger than the benefit for Death, then the Insured Person is not entitled to the benefit for Death.

ARTICLE 3
AMOUNT OF BENEFIT

  1. DEATH: Benefit of 100% (a hundred percent) of the Value of Coverage for Insurance A will be paid to the Policyholder or the Heir, whose name is stated in the Schedule.

  2. PERMANENT DISABILITY:
    • PERMANENT TOTAL DISABILITY Benefit of 100% (a hundred percent) of the Value of Coverage for Insurance B will be paid to Insured Person.
    • ○ PARTIAL PERMANENT DISABILITY Benefit will paid to the Insured Person based on the following table of percentage of the Value of Coverage for Insurance B:
      No. Description %
      1. Right arm starting on the shoulder joint 60 %
      2. Left arm starting on the shoulder joint 50 %
      3. Right arm starting from the top of the elbow joint 50 %
      4. Left arm starting from the top of the elbow joint 40 %
      5. Right hand starting from top of the wristLeft arm starting from the top of the elbow joint 40 %
      6. Left hand starting from top of the wrist 30 %
      7. One leg starting from the knee up to the hip 50 %
      8. One leg starting from the ankle to the knee 25 %
      9. Right hand thumb 15 %
      10. Left hand thumb 10 %
      11. Right hand index finger 10 %
      12. Left hand index finger 8 %
      13. Right hand little finger 8 %
      14. Left hand little finger 6 %
      15. Right hand middle or ring finger 5 %
      16. Left hand middle or ring finger 4 %
      17. One big toe 8 %
      18. One other toe 5 %
      19. One eye 50 %
      20. Hearing in both ears 50 %
      21. Hearing in one ear 25 %
      22. One whole ear 5 %

      Under the condition:
      • The amount of percentage of permanent total disability that is suffered during the period of coverage does not exceed 100% of the Value of Coverage for Insurance B.
      • For left handed person, the understanding of the word “right” shall be read as “left” and vice versa.
      • In the case of partial loss of one of the body parts as mentioned in the table above, the amount of benefit shall be given proportionally (according to comparison) in a smaller number of percentage of the percentage scale relevant to the lost body part.
      • In the case of loss or dysfunction of more than one finger, the benefit that is given for this shall not exceed the stated amount for loss of hand starting from the wrist.
      • In the case of dysfunction of body parts that are not listed in the table, the benefit shall be given should the dysfunction of the said body part reaches 50% (fifty percent) or more based on a Letter of Statement by the doctor carrying out the treatment.

    This insurance does not apply for receipt issued by alternative treatment practitioner.

    The aggregated limit/total limit of IDR 3.600.000.000,-/per occurrence

    Other terms and condition shall refer to the insurance policy No. 01002101800005 issued by PT. Asuransi Bina Dana Arta Tbk (Asuransi ABDA)

     



The Obligation of the Insured Person (Holder of the Main Card) in case an Accident occurred that is insured in the coverage, the Insured Person (Holder of the Main Card) is obligated to immediately take measures to get help for the necessary treatment and care from a doctor for the wounds he or she is suffering from.

The Insured Person (Holder of the Main Card) or a representative or his or her legal family is obligated to inform the Insurer (Bank UOB Indonesia) within the period of 5 calendar days starting from the occurrence of the accident.

Said information shall be carried out in writing or verbally followed by writing to the Insurer (Bank UOB Indonesia).

In the case death occurs as a result of an accident, the heir or family of the Insured Person (Holder of the Main Card) is obligated to:
  1. Report to the local head of village to obtain a death certificate.
  2. Request a post mortem examination report (visum et repertum) from a doctor or hospital and give the Insurer an opportunity to conduct an examination of the deceased before burial or cremation of the body takes place (if possible).
Documents needed to support claim
  1. A claim report made by the insured
  2. Report of incident / chronological order of the incident
  3. Original policy / copy of the policy (according to need)
  4. Photocopy of National ID or KTP
  5. In case the Insured Person passes away:
    • Report on the results of the post mortem examination
    • Photocopy of the death certificate from the head of village of police
    • Statement Letter by the witnesses
  6. In the case of the Insured Person is missing
    • Statement letter about the accident and the cease of search from the authority
    • Statement letter by the heir to return the benefit should the Insured Person is found alive.
  7. In the case the Insured Person suffers permanent disability
  8. Examination report (Visum) from a doctor carrying out the care or treatment


Be Super Cool Parents,
Smart shopping for family needs

Enjoy up to 5% cashback in all your shopping categories . The more often you transact
the more cashback you will get .
Enjoy cashback up to 5% in all merchant categories. The more often you transact the more cashback you will get:

Transaction order  % Cashback
Tenth and above (≥ 10 ) 5%
Sixth (6th) – Ninth (9th) 3%
First (1st) – Fifth (5th) 1%

  • Cashback amount will be given based on the sequence of transactions that are printed on billing statement.
  • Transactions that are taken into account are spending transactions on Main Card and Supplementary Card. Transactions on the Main Card and Supplementary Card are sorted separately or not combined.
  • Purchase transactions that are taken into account are retail transactions that have been recorded in the Bank system. All installment transactions, cash withdrawal transaction at ATMs and monthly bill payment or UOB Bill Pay does not get cashback.
  • Split bill transaction at the same store or merchant on the same day will be calculated as 1 (one) time transaction.
  • Minimum transaction amount that can be taken into account in cashback calculation is IDR100.000, -.
  • Cashback amount that can be given each month is in the multiplication of IDR50,000,-. If the cashback collected does not reach the specified amount, then the cashback is not credited and deemed forfeited.
  • Total maximum cashback (combination of Main Card and Supplementary Card) to be given every month is IDR200.000, -.
  • Cashback will be given/credited to the Main Credit Card. The amount of cashback that is received will be printed in the billing statement in the following month.
  • Cashback will only be given to card holders with current payment status and not in a state of exceeding the credit limit (over limit) at the time of crediting from the bank.


Cashback Illustration 1:

Date Transaction Order Transaction Details Bill Amount % Cashback Cashback received (old terms)   Cashback received (new terms)  
11-Aug-18  First (1st) Shabu Slim IDR 500.000 1% IDR 5.000 IDR 5.000
20-Aug-18 Second (2nd) PT. Yamaha Music IDR 2.000.000 1% IDR 20.000 IDR 20.000
8-Sep-18 Third (3rd) EraPhone IDR 2.500.000 1% IDR 25.000 IDR 25.000
9 Sept 18 * N/A Tokopedia IDR 50.000 - IDR 0 IDR 0
10-Sep-18 Fourth (4th) Payless IDR 750.000 1% IDR 7.500 IDR 7.500
Total     IDR 5.800.000   IDR 57.500 IDR 50.000
*Calculation based on multiples of IDR50,000,-.

Cashback Illustration 2:

Date Transaction
 Order 		Transaction
 Details 		Bill Amount % Cashback Cashback received (old terms) Cashback received (new terms)
11-Feb-18 First (1st) Traveloka JAKARTA IDR 950,000 1% IDR 9,500 IDR 9,500
12-Feb-18 Second (2nd) SPBU 34-17412 Bekasi IDR 350,000 1% IDR 3,500 IDR 3,500
13-Feb-18 Third (3rd) Happy Fresh IDR 200,000 1% IDR 2,000 IDR 2,000
14-Feb-18 Fourth (4th) RSIA Hermina Jakarta IDR 3,000,000 1% IDR 30,000 IDR 30,000
15-Feb-18 Fifth (5th) Yamaha Music IDR 2,750,000 1% IDR 27,500 IDR 27,500
16-Feb-18 Sixth (6th) SOUR SALLY MKG IDR 200,000 3% IDR 6,000 IDR 6,000
17-Feb-18 Seventh (7th) GIANT HYPRMRKT IDR 975,000 3% IDR 29,250 IDR 29,250
18-Feb-18 Eighth (8th) PT. TIP TOP IDR 1,000,000 3% IDR 30,000 IDR 30,000
22-Feb-18 Ninth (9th) SUNSET DS IDR 1,500,000 3% IDR 30,000 IDR 30,000
22-Feb-18 tenth (10th) SOLARIA West Jakarta IDR 200,000 5% IDR 10,000 IDR 10,000
23-Feb-18 Eleventh (11th) SPBU 34-17412 East Jakarta IDR 150,000 5% IDR 7,500 IDR 7,500
24-Feb-18 Twelfth (12th) RESTO PONDOK LAGUNA IDR 295,000 5% IDR 14,750 IDR 14,750
Total         IDR 200,000 IDR 200,000
* Maximum cashback IDR200,000,-