WHY YOLO?
BRING BACK THE YOLO IN YOU
Free online shopping, travel to exciting places, and free annual fee for life.
Let’s go, return your exciting moments because You Only Live Once
BRING BACK THE YOLO IN YOU
Free online shopping, travel to exciting places, and free annual fee for life.
Let’s go, return your exciting moments because You Only Live Once
Contactless
Just TAP YOLO Card,
your transaction will be faster
Quick Read
Cool design that makes it easy for you to read credit card numbers, especially when transacting online
Contactless
Just TAP YOLO Card,
your transaction will be faster
Quick Read
Cool design that makes it easy for you to read credit card numbers, especially when transacting online
Apply Now
- Program TAP & WIN hanya berlaku untuk pemegang kartu utama YOLO yang disetujui dan belum memiliki kartu kredit utama UOB sebelumnya
- Program TAP & WIN tidak berlaku untuk pemegang kartu kredit tambahan
- YOLO Card kamu harus disetujui sebelum tanggal 28 Februari 2019
- Untuk meng-claim gift, kamu cukup melakukan minimal 3x transaksi ritel dengan nilai minimal Rp 100.000,- (seratus ribu rupiah) atau jumlah setara untuk mata uang asing
- Transaksi yang terhitung adalah transaksi yang sudah dibukukan pada sistem Bank
- Periode transaksi adalah 2 (dua) bulan sejak kartu kredit disetujui
- Tidak berlaku untuk transaksi tarik tunai, tagihan rutin bulanan, dan cicilan
- Apabila syarat transaksi sudah terpenuhi, kamu akan menerima SMS yang berisi kode token dan link URL untuk bermain TAP & WIN, maksimum 30 (tiga puluh) hari setelah periode transaksi berakhir
- SMS dikirim ke nomor handphone pemegang kartu utama yang terdaftar pada sistem Bank UOB
- Informasi kode token tidak dapat dipindahtangankan dan hanya dapat digunakan oleh pemegang kartu utama
- Program TAP & WIN dapat diakses hingga tanggal 30 Juni 2019. Setelah tanggal tersebut, program TAP & WIN akan ditutup dan kode token tidak berlaku
- Daftar Gift pada game ini adalah:
No Gift Jumlah 1 E-Voucher Travel Rp. 1.000.000,- 100 2 Backpack YOLO 500 3 Tumblr Stainless Steel YOLO 1.000 4 Laptop Case 15 inch YOLO 1.200 5 Pouch YOLO 2.200 - Setelah bermain, kamu akan menerima email notifikasi mengenai gift yang kamu dapatkan
- Gift berupa E-Voucher Travel akan dikirim melalui email blast ke alamat yang terdaftar pada saat kamu bermain
- Gift selain E-Voucher Travel dikirim ke alamat korespondensi yang terdaftar pada sistem Bank UOB
- Bank akan melakukan verifikasi dan memastikan transaksi telah dibukukan
- Bank berhak membatalkan hadiah apabila transaksi dianggap tidak wajar
- Hadiah tidak dapat ditukarkan dengan uang tunai/produk/jasa lainnya
- Bank berhak menukar jenis hadiah dengan nilai yang sama apabila produk tidak lagi terdapat di pasaran
- YOLO Card-mu harus dalam keadaan aktif pada saat hadiah dikirimkan
- Keputusan Pemenang hadiah dalam program ini bersifat mutlak
- Promo ini tidak dapat digabungkan dengan program promosi pengajuan Kartu Kredit UOB lainnya
- Pajak hadiah akan ditanggung oleh Bank
- Syarat dan Ketentuan Program ini merupakan satu kesatuan dan bagian yang tidak terpisahkan dari Syarat dan Ketentuan Pemegang Kartu Kredit secara umum
- Bank berhak meninjau dan mengubah syarat dan ketentuan program Kartu Kredit UOB ini apabila dianggap perlu dengan memberikan informasi terlebih dahulu melalui website Bank UOB maupun media komunikasi lainnya
- Dengan mendaftarkan alamat email ketika bermain berarti kamu memberikan persetujuan kepada pihak PT Bank UOB Indonesia (Bank) dan pihak ketiga yang bekerjasama dengan Bank untuk menyimpan, menggunakan, dan menginformasikan data alamat email kamu untuk keperluan pengiriman informasi yang berkaitan dengan program ini. Kamu telah memahami penjelasan Bank mengenai tujuan dan konsekuensi pemberian data alamat email pribadi kamu kepada pihak lain tersebut dan membebaskan Bank dari segala tuntutan yang timbul akibat pemberian data tersebut
- The program is only valid for New to Bank primary cardholder of YOLO
- TAP & Win program is not applicable for supplementary card
- Your YOLO Card application must be approved from March 15, 2019 to May 31, 2020
- To be entitled for the gift, you can simply do at least 3x retail transactions with a minimum value of RP 100,000,- (one hundred thousand rupiah) per transaction or equivalent if transaction is in foreign currencies
- Eligible transactions are transactions that have been posted in the Bank's system
- Transaction period is within 60 (sixty) days since the credit card approved
- Eligible transactions do not include Cash withdrawal, monthly bills, and installments
- You will receive an email containing the token code and URL link to play TAP & WIN after transactions requirements is fulfilled. The email will be sent maximum 30 (thirty) days after the transaction period ends
- Token code will be sent to the primary cardholder email address as registered on PT Bank UOB Indonesia system
- Token code information is non-transferable and can only be used by the primary cardholder
- TAP & WIN games website can be accessed until July 31, 2021. Thereafter, the TAP & WIN program will be closed and the token code will not apply
- The gift list in this game is
No Gift Amount 1 Iphone XR 64 GB 10 2 Kamera Fujifilm Instax Mini 9 100 3 Tokopedia Tokocash Rp500ribu 200 4 YOLO Backpack 500 5 YOLO Tumbler Stainless Steel 700 6 YOLO Laptop Case 15 inch 1000 7 YOLO Pouch 1000 - Post playing the game, you will receive a notification email about the gift entitlement
- Gift in the type of TOKOPEDIA E-Voucher will be sent by email to the registered email address at the time you play the gam
- Gifts other than TOKOPEDIA E-Vouchers will be sent to the correspondence address registered on the UOB Bank system
- The gift will be sent maximum 60 (sixty) days after you play the game
- Bank will verify and ensure the transaction has been posted and the card is not blocked
- Bank has the right to cancel the gift if the transactions are deemed unfair
- Gift cannot be redeemed for cash/other products/services
- The Bank reserves the right to change the gift type at the same value if the product is no longer available in the market
- The decision of the winner in this program is absolute
- Complaints about inappropriate/unusable/damaged gift conditions can be made by contacting the UOB Contact Center at 14008 or (021) 2355 9000, up to 1x24 hours after the prize is received
- This program cannot be combined with other UOB Credit Card acquisition programs
- The gift tax will be borne by the Bank
- The terms and conditions of this program is inseparable and is an integral part of the general terms and conditions of the credit cardholder
- The Bank reserves the right to review and change the terms and conditions of this UOB Credit Card program if deemed necessary by providing information in advance through the website of PT Bank UOB Indonesia and other communication media
- By registering an email address means that you give consent to PT Bank UOB Indonesia (Bank) and third parties working with the Bank to store, use and inform your email address data for the purpose of sending information related to this program. You have understood the Bank's explanation of the purpose and consequences of providing your personal email address data to such other party and exempting the Bank from any claims arising from providing such data
- Fotokopi KTP untuk calon Nasabah WNI
- Fotokopi KITAS* untuk calon Nasabah WNA
- Fotokopi bukti penghasilan Nasabah
- Fotokopi NPWP
- Kartu Utama : 21 tahun (sudah menikah) – 65 tahun
- Kartu Tambahan : 17 tahun (sudah menikah) – 70 tahun
- Minimum : Rp 4.000.000,-
- Karyawan Tetap
Masa bekerja minimum 6 bulan di perusahaan saat ini dan telah bekerja selama 1 tahun. - Wiraswasta
Masa usaha minimum 2 tahun
- Minimum limit kartu kredit aktif bank lain : Rp 7.000.000,-
- Masa keanggotaan kartu kredit aktif bank lain : Minimal 6 bulan
Jenis Biaya |
Kartu Kredit UOB YOLO Card |
Iuran Tahunan | |
Kartu Utama | Gratis pada tahun pertama Tahun berikutnya : Gratis, dengan melakukan minimal 1x transaksi dengan nilai minimal Rp 100.000,- per transaksi setiap bulan sejak kartu disetujui. Jika syarat tidak terpenuhi, iuran tahunan Rp 300.000,- |
Kartu Tambahan | Gratis pada tahun pertama Tahun berikutnya : Gratis, dengan melakukan minimal 1x transaksi dengan nilai minimal Rp 100.000,- per transaksi setiap bulan sejak kartu disetujui. Jika syarat tidak terpenuhi, iuran tahunan Rp 150.000,- |
Biaya Bunga | |
Pembelanjaan | 2.25% per bulan / 26.95% per tahun |
Penarikan Uang Tunai | 2.25% per bulan / 26.95% per tahun |
Bea Meterai | |
Total Pembayaran Rekening Kartu Kredit (di luar bea meterai) | Nilai Bea Meterai |
≤Rp 250.000,- | Rp 0,- |
>Rp 250.000,- - Rp 1.000.000,- | Rp 3.000,- |
>Rp 1.000.000,- | Rp 6.000,- |
Biaya Penarikan Uang Tunai Melalui ATM per Transaksi | |
ATM UOB | GRATIS |
Jaringan Plus | Rp 30.000,- |
Jaringan Cirrus | Rp 30.000,- |
Biaya Penggantian kartu | Rp 50.000,- |
Biaya Penarikan Dana Tunai | 6% dari jumlah penarikan uang tunai atau minimal Rp 100.000,- (mana yang lebih tinggi) |
Biaya Keterlambatan Pembayaran | 3% dari total tagihan atau maksimal Rp 150.000,- (mana yang lebih rendah) |
Biaya Kelebihan Pemakaian Limit | Rp 150.000,- |
Biaya Cetak Ulang PIN | Rp 25.000,- |
Biaya Permintaan Salinan | |
Tagihan Bulanan | Rp 25.000,- per salinan |
Nota Transaksi/Sales Draft | Rp 50.000,- per lembar |
Ringkasan Tagihan Tahunan | Rp 100.000,- per salinan |
Biaya Cetak Lembar Tagihan | Rp 15.000,- per salinan |
Biaya Penolakan Cek | Rp 50.000,- |
YOLOyalty is a loyalty program where you can collect YOLOyalty Balance for every 5 transactions using UOB YOLO Card.
Balance can be redeemed online via yoloyalty.more.id website to e-money top up and various favorite e-commerce. How:




*Consists of URL link redemption, YOLOyalty Balance received, YOLOyalty Balance expiry date and login info such as username and password.
- Every customer makes 5x (five times) retail transactions using YOLO Card gets YOLOyalty Balance of IDR 20 thousand (twenty thousand Rupiah)
- The minimum value per retail transaction is IDR 100 thousand (amount equivalent to foreign currency)
- YOLOyalty Balance obtained is valid for multiplication, the maximum YOLOyalty Balance that you can earn each month is Rp200 thousand (two hundred thousand Rupiah)
- Not valid for cash withdrawal transactions, installments, and monthly bill payment
- Valid for a combination of transactions on the main card and supplementary card
- Transactions at the same merchant on the same day will be counted as 1 transaction
- The transaction period is 1 month which is calculated on a monthly calendar basis
- Transactions that are calculated are transactions that have been recorded in PT Bank UOB Indonesia system (“Bank”)
- Bank reserves the right to cancel YOLOyalty Balance that you get if the retail transactions is considered unfair
- YOLOyalty Balance will be transferred to your YOLOyalty account maximum of 1 month after the transaction period ends
- Every time you receive YOLOyalty Balance, you will receive a notification in the form of an email sent to the email address registered in the Bank system.
- YOLOyalty Balance can be redeemed to top up e-money balance or e-vouchers from various selected favorite merchants. List of YOLOyalty Balance redemption merchants:
- Redemption of YOLOyalty Balance to top up e-money balance or e-voucher is charged with handling fee that will be deducted directly from your YOLOyalty Balance
- Total handling fee varies depending on each merchant.
- Bank is not responsible if the e-money balance top up is not successful because there is a mistake in entering the mobile number when redeeming YOLOyalty Balance
- YOLOyalty Balance that you receive is valid for 2 months
- YOLOyalty Balance that is not redeemed for 2 months will be forfeited and cannot be replaced or exchanged for other goods, gifts, or e- vouchers.
- If you redeem YOLOyalty Balance to e-vouchers, the validity period and conditions of the e-voucher are different depending on the type of e-voucher that you choose. E-vouchers that have been redeemed cannot be canceled or replaced with other e- vouchers.
- Customers are required to maintain the confidentiality of their username and password
- Bank is not responsible for any losses incurred if the username and password are intentionally or unintentionally discovered by other parties
- The terms and conditions may change according to the Bank's provisions, where changes will be notified according to the applicable regulations
- By redeeming your YOLOyalty Balance to top up e-money balance, you understand and hereby give consent to the Bank and third parties in collaboration with the Bank to store, use, and inform your mobile phone number data for the purposes of sending information related to this program. You understand the purpose and consequences of providing your personal mobile number data to the other party and releasing the Bank from all claims arising by giving of such data.
E-Voucher | E-Money |
Blibli | DANA |
Grab | Gopay |
Shopee | Ovo |
Tokopedia | |
Mtix |
Now your vacation can be realized with YOLO Card. Get 0% installments up to 6 months for hotel & travel category , both online and travel agents.
Terms and Conditions
- Installment is available for 3 and 6 months
- Call UOB Contact Center at 14008 or (021) 2355 9000 to convert your transaction into installments
- Minimum retail total transactions in Hotel & Travel merchant category is Rp 1 million ( amount equivalent to foreign currency)
- Program is applicable to primary and supplementary cards
- Request for conversion from transactions into installments are to be made maximum 3 days before the card's due date
Terms and Conditions
- Minimum of 1x retail transaction (including online) every month on main and supplementary card (if any)
- Minimum value per transaction is Rp 100thousand (amount equivalent to foreign currency)
- Transactions are calculated on a monthly basis
- Not valid for cash withdrawal transactions, installments, and monthly bill payment
- Annual fee will be charged if you do not meet the Terms and Conditions
- Annual fee for main card : IDR 300thousand
- Annual fee for supplementary card : IDR 150thousand
Competitive Foreign Exchange Rate | Transactions spending whatever and whenever in the outside country increasingly comfortable with the value of the exchange rate that is competitive. |
UOB Regional Privileges | Enjoy discounts and special offers at various well-known restaurants , hotels, shopping centers, fashion outlets, family entertainment centers and various other places in Singapore |
UOB Credit Protection | Facility protection balances with premiums lower than the debt balance that will protect you from the obligation to pay off the balance of the bill if it happens things that are not desirable . Contact UOB Call Center at 14008 or (021) 2355 9000 to obtain protection UOB Credit Protection. |
UOB Bill Pay | Paying monthly elictricity , telephone cellular, television subscription and Internet bill payment now can be done by auto debit to your YOLO Card . Call UOB Call Center at 14008 or (021) 2355 9000 for registration. |
UOB FlexiPay | Get special offer in terms of competitive interest rate for installments up to 24 months for your retail transactions. Contact UOB Call Center at 14008 or (021) 2355 9000 to change your retail transaction into installment. For more information , visit www.uob.co.id the credit card section - important information - FlexiPay on Phone. |
UOB Auto Pay | .If you have a UOB Bank account, you can enjoy the Auto Pay facility for free by giving instruction in writing to debit your account every month on your card's due date. You can choose to pay the total payment or the minimum payment (10% of the total bill + installments ). |
Valid in the whole world | UOB Card YOLO is received in more than 46 million merchants and provides ease of withdrawal of money in cash at millions of ATMs spread in around the world. |
Cash Advance: | Cash advance up to a maximum of 40% of the limit of the credit that was given . Maximum withdrawal limit via an ATM machine is IDR 15,000,000 / day / card. |
24 Hours UOB Contact Center: | Call UOB Call Center at 14008 or (021) 2355 9000 for information on your UOB YOLO Card, information related to card's payment, last transaction, remaining credit limit and lost card report can be served any time during the 24 hours a day. |
MONDAY, DON'T WORRY DRINK COFFEE
Slice of Heaven*- Diskon 20% setiap Senin - Jumat
- Minimal transaksi Rp300 ribu (Sebelum pajak dan servis)
- Berlaku hingga 15 Februari 2021
- Diskon 15%
- Minimum transaksi Rp300ribu maksimal Rp1juta
- Berlaku hingga 31 Maret 2020
- Diskon 50% setiap hari untuk pembelian kedua Coffee & Main Course
- Berlaku hingga 31 Juli 2020
Your session has been idle over its time limit
and it will be disconnected in 2 minutes.
Press 'Back to YOLO EAT!' to continue.