One Card with Many Benefits
for Every Transaction

Cashback on Every Transaction
Get up to 6% cashback on all your transactions

Convert Transactions into Installments
With Flexi Repayment, convert your transactions into 3, 6, or 12-month installments

Exciting Promotions
Enjoy various promotions, from dining to shopping for your daily needs

Set Your Daily Limit
Easily set daily limits for shopping transactions or ATM cash withdrawals

Access Credit Card Management Services
Enjoy the convenience of full control over your Credit Card

Track Transaction History
Easily track your transaction history anytime, all in one app
How to Get 6% Cashback for 3 Selected Categories
Open a UOB TMRW account, apply for a TMRW Credit Card, and get 6% cashback
for 3 selected categories by completing the following missions:
for 3 selected categories by completing the following missions:

Pay 2 bills/top-ups
per month using the
TMRW Everyday Account
per month using the
TMRW Everyday Account
+

Make 2 QR transactions
per month using the
UOB TMRW app
per month using the
UOB TMRW app
Cashback Categories You Can Choose

Restaurants

Supermarkets / Minimarkets

Transportation

Salon & Beauty

Electronics & Gadgets

Hotels & Travel

Fashion & Department Stores

Fuel
If the above conditions are not fulfilled,
you can still enjoy:

Get 1% cashback on restaurant, supermarket, and transport categories

You can also get 0.2% cashback for other categories
In accordance with Bank Indonesia Press Release No. 23/317/Dkom dated 23 November 2023, we hereby inform you that Bank Indonesia has extended the policy until 30 June 2024 in administering Credit Card products as follows:
- The minimum credit card payment is 5% of the total billing statement.
- Late payment fees is 1% of the total bill or a maximum of Rp100.000 (whichever is lower).
More Information
- The minimum credited cashback is Rp50.000 (applicable after 28 February 2022) and the maximum credited cashback is Rp200.000.
- Cashback is only valid for posted retail transactions, excluding reversed transactions.
- Transactions are counted based on calendar month.
- Cashback will be credited on every 2nd business day of the following month.
- TMRW Credit Card spend eligible for cashback excludes cash advance, mutual fund, all kind of interest & fees, insurance, installment and bill payment.
- The minimum converted amount for Flexi Repayment is Rp500.000 per transaction.
- The maximum number of transactions per Flexi Repayment request is 5. But there is no cap on the number of requests you can make!
More Information on TMRW Credit Card