Supporting Business for Sustainable Development

Supporting Business for Sustainable Development

We support businesses in the transition to a low carbon economy, helping them to stay relevant and competitive for the long term. To help simplify access to sustainable financing for companies looking to build resilient businesses, we have in place sustainable finance umbrella frameworks that are aligned to local and internationally-recognised standards, principles and guidelines, including the Loan Market Association/Asia Pacific Loan Market Association Green Loan Principles and Sustainability Linked Loan Principles.

These frameworks, which obtained independent secondparty opinions, set out the eligible projects or activities that qualify for green and sustainability-linked loans and bonds, trade finance and other retail banking products.

Our Policy and Commitments

UOBI integrates all financing decisions to produce positive impacts and to reduce potential harm to society and the environmental ecosystem. We align our financing framework and procedures with internationally recognised standards and principles.

With our sustainable financing frameworks, UOBI supports the national sustainable development agenda
Sustainable Finance Framework for Green Building Developers and Owners
Covers both green and sustainability-linked financing for global real estate financing across eight asset classes:


Data Centres


Hotels


Industrial


Restaurants


Hospitals


Residential


Retail


Offices

Smart City Sustainable Financing Framework
Supports companies contributing to the creation of sustainable and smart cities through the following:


Renewable Energy


Green Building Construction


Energy Efficiency


Climate Change Adaptation


Water Management


Waste Management


Green Transport


Green Financing for Circular Economy
Supports companies in the 3Rs (renew, reuse and reduce) businesses.
Potential applications:


Plastics Recycling


Metals Recycling


Electronics Recycling


Product as a Service


Circular Designs

Green and Sustainable Trade Finance and Working Capital Framework
Supports the needs of companies for shorter term financing (< 1 year) using a ‘principles-based’ approach.
Eligibility:


Pure-play green companies or green projects


Companies with recognised, sustainable industry certifications

Transition Finance Framework
Supports the transition of the energy intensive, fossil fuels/brown sectors and ‘hard-to-abate’ sectors.


Oil, Gas & Chemicals


Transportation and Logistics


Fossil Fuels Power Generation


Metals & Mining


Carbon Capture and Storage (CCS) / Carbon Capture Utilisation and Storage (CCUS)


Carbon Credits / Offsets

Review of Policy and Performance Effectiveness

In 2024, UOB Indonesia has disbursed IDR 19,436 Bio (OJK Framework) for Sustainable Business Activities.

 

For our business partners, a sustainable business approach requires adaptation in terms of policies, technology, costs, and human resource capacity. As a result, we continue to provide the highest quality services and advice to assist them in implementing sustainability into their businesses.

In implementing sustainability-related policies and procedures, UOBI received no complaints from our customers and recorded no negative impacts.