UOB Stash Account

Stash, a savings account that offers a special bonus interest by maintaining your monthly balance or saving consistently every month.

3 Advantages of UOB Stash

Earn a bonus interest in UOB Stash account simply by maintaining your monthly balance or saving consistently every month.

The more you save, the more interest you score

Additional interest bonus by maintaining a monthly average balance

Easy withdrawals and deposits at any time

UOB Stash suits your saving goals

Wealth building

Achieving your dreams and plans

Savings flexibility

Mechanism

How UOB Stash works for you

Base Rate up to 0.5% p.a

You will always earn base interest regardless of what you deposit into your savings.

+

Bonus Interest up to 3.75% p.a.

Simply maintain your Monthly Average Balance (MAB) at the same or higher amount as compared to the previous month.

Interest Rates

  • Balance level (in Rupiah)
  • Basic interest* (threshold)
  • Interest bonus** (progressive)
Balance level (in Rupiah) Basic interest* (threshold) Interest bonus** (progressive)
Rp0 – < Rp25 Million 0.00% p.a. 0.00% p.a.
Rp25 Million – < Rp50 Million 0.50% p.a. 0.15% p.a.
Rp50 Million – < Rp100 Million 0.50% p.a. 0.50% p.a.
Rp100 Million – < Rp200 Million 0.50% p.a. 1.00% p.a.
Rp200 Million – < Rp500 Million 0.50% p.a. 2.00% p.a.
Rp500 Million – < Rp750 Million 0.50% p.a. 3.00% p.a.
Rp750 Million – < Rp1 Miliar 0.50% p.a. 3.75% p.a.
≥ Rp1 Miliar 0.50% p.a. 0.00% p.a.
Balance level (in Rupiah)
Rp0 – < Rp25 Million
Rp25 Million – < Rp50 Million
Rp50 Million – < Rp100 Million
Rp100 Million – < Rp200 Million
Rp200 Million – < Rp500 Million
Rp500 Million – < Rp750 Million
Rp750 Million – < Rp1 Miliar
≥ Rp1 Miliar

*Basic interest is credited at the end of each current month using the threshold method.
**Bonus interest is credited at the beginning of the following month using the progressive method.

Features and Fees

 

Features
Minimum deposit Rp1.000.000,-
Minimum balance Rp0,-

 

Fees
Fee monthly administration • If average balance < Rp1.000.000,- : Rp10.000,-
• If average balance ≥ Rp1.000.000,- : Free
Fee for passive (dormant) account per month Rp10.000,-
Fee for account closure Rp100.000,-
Fee cash withdrawal in ATM Bersama/Prima network Withdrawal fee in ATM Bersama / Prima are free, with balance ≥ Rp1.000.000,- (before withdrawal) or maximum 10 transaction per day, normal fee Rp7.500,- per transaction
Fee transfer to other bank account in ATM Bersama/Prima network Rp6.500,-
Fee ATM card monthly     Free
Fee debit card replacement via branch Rp10.000,-
Fee debit card PIN replacement Rp5.000,-

Important Information

Products and Services Information Overview
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  • Misappropriation of transaction tools/media and identification by other parties.
  • Account closure by the Bank in accordance with the General Terms & Conditions and the applicable Products Terms & Conditions.
  • Operational issues from using ATM/Debit card facilities, including ATM network or EDC machine connection.
  • The Indonesia Deposit Insurance Corporation (Lembaga Penjamin Simpanan/LPS) or any other institutions do not guarantee the customer's deposit coverage due to the maximum deposit amount insured is equivalent to Rp2billion per customer, or any other amounts that will be determined by LPS. This includes cases where the customer receives interest rates from the Bank that exceed the rate set by LPS or any other institution that will insure in the future.
  • The Bank reserves the right to reject any account opening applications or product placements, among others, if the required terms, conditions, and procedures are not fulfilled.
  • Interest rates and fees are subject to change at any time. For the latest information, please contact the nearest UOB branch or UOB Call Centre at 14008.
  • For customers seeking information, providing feedback, or raising complaints about products and/or services, you can directly contact the Customer Complaint Handling Unit at the nearest UOB branch or the UOB Call Centre at 14008.

Account opening terms and conditions:

  • Minimum 17 years old*
  • Complete the opening form account and/or product placement as well as other document required
  • Submit a valid copy of identity card and show the original document (KTP for Indonesian citizen or Passport and KIMS/KITAS/KITAP stay permit for foreigners).

Documents requirement:

  • Identity Card (KTP for Indonesian citizen)
  • Passport and KIMS/KITAS/KITAP stay permit (for foreigners)
  • * NPWP (taxpayer identification number for Foreigners and Indonesian citizen)

Ready to apply?
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Ready to apply?
Submit your form in less than 5 minutes

Open and transact with your account instantly.

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