Benefits
Lady's Day
Privileges and convenience with up to 50% off every Wednesday at selected Beauty Merchants
LuxePay
0% instalments for 3 and 6 months for domestic and overseas fashion shopping transactions
Lady's Moment
Invitations to special events
Privileges
Unlock a total of up to Rp400.000 Cashback and total rewards up to 10x UOB Points
- Get Total Cashback up to Rp400.000 by open UOB Lady’s Savings Account and apply UOB Lady’s Card now.
- And enjoy Total Rewards up to 10x UOB Points by placing your funds in UOB Lady’s Savings Account and transact with UOB Lady’s Card.
Progam period: 21 April – 31 December 2025.
Terms and Conditions apply.
Features
Enjoy the Contactless Feature of your UOB Lady's Card
Just TAP your UOB Lady's Card, shopping will be easier, faster and safer!
How to use
Experience the convenience of transactions using the UOB Lady's Contactless Credit Card. Just hold your card close to the EDC contactless cashier machine and your transaction will be completed immediately!
Here's how to use the Contactless Feature
FAQ
What is the Contactless Feature?
The Contactless feature with the symbol 
is a feature on UOB Mastercard and Visa Credit Cards that makes payments easier and faster because the payment process is conducted without having the card touch or inserted into the card reader (EDC machine).
What are the benefits?
With the Contactless feature, payments become faster, easier, more secure and convenient. Simply tap the UOB Credit Card with the Contactless symbol to the card reader (EDC machine) at the cashier and your transaction is complete. With the Contactless feature, your transactions become secure and more convenient because your UOB Credit Card does not leave your hand when conducting transactions in front of the cashier, so your data stays confidential and your physical UOB Credit Card is kept clean.
How to use the Contactless Feature?
Look for a Contactless card reader (EDC machine) that displays the Contactless feature symbol with the Mastercard/ Visa logo at the cashier. After the cashier enters the purchase amount into the card reader (EDC machine), bring the Mastercard/Visa Credit Card within a distance of up to 5 cm from the Contactless card reader (EDC machine). The transaction is successful when the green indicator light turns on and you see a message confirming that your transaction is confirmed.
Where can I make payments with the Contactless Feature?
You can make Contactless transactions at various merchants around the world. Find merchants that display the Contactless symbol and Mastercard/Visa logo on the card reader (EDC machine) at the cashier.
Is the Contactless Feature secure to use?
It is secure, because like a chip card, every transaction is accompanied by a one-time code that keeps your payment information secure. Additionally, you will not make an accidental payment because your UOB Credit Card must be within 5 cm of the terminal for the transaction to occur and you will not be charged twice, even if you accidentally tap the card reader (EDC machine) more than once.
Are there any purchase restrictions using the Contactless feature?
You can use the Contactless feature to shop in unlimited amounts. For domestic transactions, if the transaction value with Contactless is more than IDR 1 million (or equivalent to the rupiah currency), then your transaction must use a PIN. Contactless transactions made abroad will follow the applicable regulations in said country.
Can I get proof of payment after making a transaction?
The Contactless feature is designed as a paperless payment tool, where you only need to tap the card and it's done, but you can request proof of payment if needed (with no additional fees).
How do I track my purchases using the Contactless Feature?
You can check your transaction records online at any time via the UOB TMRW app or via the UOB Contact Center at 14008 or 62-21-2355 9000. The monthly billing statement you receive from UOB Bank will also record your Contactless transactions.
Can the card be read (a purchase made without me knowing) when passing through the EDC machine/card reader?
No. The Contactless feature is designed to ensure that the cardholder is always in control. The cashier must first enter the purchase amount for approval and the UOB Credit Card must be in very close proximity to the card reader (EDC machine) for the transaction to be successful. The card reader (EDC machine) can only process one payment transaction at a time.
I am an existing UOB customer and I want to replace my Credit Card with a Contactless Card. How can I do it?
You can replace your old Credit Card with a Contactless Card by contacting the UOB Contact Center at 14008 or 62-21-2355 9000. Card replacement will be subject to a fee in accordance with the applicable regulations.
Other Features
| Competitive Exchange Rate | Transact any time abroad is more comfortable with competitive exchange rates. |
| UOB Regional Privileges | Enjoy discounts and special offers in Singapore at various well-known restaurants, hotels, shopping centers, fashion outlets, family entertainment centers and many other places. |
| UOB Credit Protection | Balance protection facility with low premiums for outstanding balances which will protect you from having to pay off your bill balance if something undesirable happens. |
| UOB Bill Pay | Payment of routine monthly bills for electricity, cellular telephone, subscription television and internet can now be made via autodebit to your credit card. Call UOB Contact Centre di 14008 atau (021) 2355 9000 to register. |
| UOB FlexiPay | Get special offer on competitive interest installments up to 24 months for retail purchases. |
| UOB Auto Pay | If you have UOB Bank account, you can enjoy the Auto Pay facility for free by providing written instructions to debit your account every month on the due date of your credit card bill. You can choose to pay the total bill or minimum payment (10% of the total bill). |
| Valid Worldwide | The UOB Lady's Card is accepted by more than 25 million merchants and provides easy cash withdrawals at millions of ATMs spread across the world. |
| Cash Advance | Cash advance facility up to a maximum of 40% of the credit limit provided. The maximum withdrawal limit via ATM machine is IDR15.000.000/day/card. |
| 24 Hours UOB Contact Centre | Call UOBContact Centre 14008 for information services on your UOB Lady's Card, information regarding the bill amount, last transaction, remaining credit limit and card loss reports can be served at any time 24 hours a day. |
Aktifkan serta gunakan Kartu dan Dapatkan Hadiahnya
Lakukan aktivasi
Lakukan aktivasi melalui UOB Contact Centre di 14008
Lakukan transaksi
Minimum akumulasi Rp2.000.000,- (dua juta rupiah) dari 1x (satu kali) transaksi atau lebih dalam 60 hari sejak Kartu disetujui untuk mendapatkan e-voucher- Rp200.000
Ajukan & Gunakan Kartu Kredit UOB Anda
- Periode program: 1 Juni – 31 Oktober 2025 (Kartu disetujui).
- Berlaku untuk semua tipe Kartu: PRIVIMiles, Preferred Platinum, Lady’s Card, One Card, dan YOLO Card.
- Tidak berlaku untuk Kartu Kredit Tambahan.
- Nasabah wajib melakukan transaksi ritel dengan minimum akumulasi Rp2.000.000,- (dua juta rupiah) dari 1x (satu kali) transaksi atau lebih selama periode transaksi.
- Periode transaksi adalah 60 (enam puluh) hari kalender setelah Kartu disetujui.
- Nasabah akan mendapatkan e-voucher sebesar Rp200.000,- apabila syarat pada poin d terpenuhi, dan akan diberikan ke alamat email Nasabah yang terdaftar pada Bank.
Apply dan lakukan transaksi dan dapatkan e-voucher Rp200,000! Syarat dan ketentuan di sini
Terms and Conditions
Enjoy UOB Points for Every Retail Transaction!
Earn up to 3x UOB Points for retail transactions using the UOB Lady's Credit Card. Dining out, shopping in the fashion and Department Store categories, Groceries and/or e-Commerce transaction earns 3x UOB Points. Every Rp1.000,- on other retail transactions will get 1 UOB Points.
- Transactions that are taken into account are retail transactions that have been recorded in the Bank's system, and do not include all installment transactions, cash withdrawals and cash on the phone.
- UOB Points bonus will be given to customers with current payment status and no blocks.
- UOB Points bonus will be credited to your UOB Lady's Card in the following month.
- The maximum additional UOB Points bonus per customer every month is 100.000 UOB Points.
Terms & Conditions:
- 1X UOB Points for transaction minimum IDR1.000,- from retail transaction.
- Maximum additional UOB Points for each selected category per customer is 100.000 UOB Points.
- Redeem your UOB Points with many benefits :
-
- E-Voucher in many designer and merchants store in more than 22.000 outlets in Indonesia
- Voucher Hotel
- Airline Miles
- Discount up to 100% to pay your billing and transaction
- Free annual fee
Collect UOB Points faster
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Lady's Day
Keistimewaan diskon hingga 50% setiap hari Rabu
MAY MAY SALON
Diskon 50%
Syarat dan ketentuan:
- Periode Program 1 Juni 2025 - 31 Januari 2026.
- Diskon 50% berlaku tanpa minimum transaksi dengan maksimum nilai diskon Rp120.000,-.
- Berlaku hanya untuk Kartu Kredit UOB Lady's Card.
- Diskon 50% hanya berlaku untuk treatment haircut.
- Tidak berlaku kelipatan & split bill.
- Promo berlaku setiap hari Rabu.
- Tidak berlaku untuk pembelian produk retail.
- Berlaku 1 kali per hari per nomor kartu.
- Tidak berlaku pada hari libur nasional/hari raya/black out date May May Salon.
- Program tidak dapat digabungkan dengan promo lainnya.
- Berlaku untuk Kartu Kredit Utama dan Kartu Kredit Tambahan.
- Program berlaku di seluruh outlet May May Salon.
- Batas waktu pengaduan Pemegang Kartu untuk program ini akan diterima UOB selambatnya 30 hari kalender setelah periode program berakhir.
IRWAN TEAM HAIRDESIGN
Diskon hingga 50%
Syarat dan ketentuan:
- Periode Program 1 Juni 2025 - 31 Januari 2026.
- Diskon 50% berlaku dengan minimum transaksi Rp200.000,- dan maksimum nilai Diskon Rp120.000,-.
- Berlaku hanya untuk Kartu Kredit UOB Lady's Card.
- Tidak berlaku kelipatan & split bill.
- Promo berlaku setiap hari Rabu.
- Berlaku hanya untuk treatment cutting.
- Tidak berlaku untuk pembelian produk.
- Berlaku 1 kali per hari per nomor kartu.
- Program tidak dapat digabungkan dengan promo lainnya.
- Berlaku untuk Kartu Kredit Utama dan Kartu Kredit Tambahan.
- Program berlaku di seluruh outlet Irwan Team Hairdesign.
- Batas waktu pengaduan Pemegang Kartu untuk program ini akan diterima UOB selambatnya 30 hari kalender setelah periode program berakhir.
ONE PIECE
Diskon 30% setiap Rabu
Syarat dan ketentuan:
- Periode Program 1 Juni 2025 - 31 Januari 2026.
- Hemat 30% berlaku dengan minimum transaksi Rp400.000,- dengan maksimum nilai hemat Rp120.000,-.
- Berlaku hanya untuk Kartu Kredit UOB Lady's Card.
- Hemat 30% hanya berlaku untuk kategori servis cutting.
- Tidak berlaku kelipatan & split bill.
- Promo berlaku setiap hari Rabu.
- Tidak berlaku untuk pembelian produk.
- Berlaku 1 kali per hari per nomor kartu.
- Program tidak dapat digabungkan dengan promo lainnya.
- Berlaku untuk Kartu Kredit Utama dan Kartu Kredit Tambahan.
- Program berlaku di seluruh outlet One Piece Hair Studio.
- Batas waktu pengaduan Pemegang Kartu untuk program ini akan diterima UOB selambatnya 30 hari kalender setelah periode program berakhir.
LuxePay
Cicilan 0% selama 3 dan 6 bulan untuk belanja fashion di dalam dan luar negeri
UOB Lady's Card menyadari kebutuhan wanita tersebut dengan menghadirkan fitur LuxePay, fasilitas cicilan 0% yang dapat meringankan pembayaran saat berbelanja dan juga dapat membantu mengatur keuangan.
Syarat & Ketentuan:
Ubah transaksi pembelian ritel Anda di kategori Fashion (butik sepatu, baju dan tas, tidak termasuk department store) dari berbagai merk ternama di dalam dan di luar negeri dengan cicilan 0% selama 3 atau 6 bulan.
- Minimal transaksi Rp3.000.000,- dalam 1 struk.
- Maksimal transaksi senilai Rp50.000.000,- dalam 1 struk.
- Tidak termasuk untuk kategori Department Store dan perhiasan.
- Tidak berlaku untuk transaksi Cash Advance.
- Pengajuan cicilan harus dilakukan maksimal 5 (lima) hari kerja sebelum cetak tagihan.
Untuk pengajuan cicilan 0%
Hubungi UOB Contact Centre di 14008.
Lady's Rewards
Keistimewaan 3X UOB Points
Dapatkan 3X UOB Points untuk setiap transaksi di kategori:
- Fashion
- Department Store
- Supermarket
- Belanja Online (e-commerce)
Syarat & Ketentuan:
- 1X UOB Points untuk setiap Rp1.000,- dari seluruh transaksi ritel Anda.
- Maksimal bonus point reward tambahan dari transaksi dikategori pilihan per nasabah setiap bulan adalah 100.000 poin.
Tukarkan point reward dengan berbagai pilihan seperti:
- E-Voucher belanja dari berbagai designer terkenal dan merchant lainnya di lebih dari 22.000 outlet di Indonesia
- Voucher Hotel
- Airline Miles
- Diskon hingga 100% untuk membayar tagihan dan transaksi pembelanjaan anda
- Gratis Iuran Tahunan
Fees
Requirements
Products and Services Information Overview
Click here for complete information of Products and Services Information Overview.
UOB Credit Card Application Requirements
Persyaratan yang harus dilengkapi:
| No | Persyaratan | Keterangan |
|---|---|---|
| 1 | Usia Minimum | Kartu utama : 21 tahun Kartu tambahan : 17 tahun |
| 2 | Usia Maksimal | 65 tahun |
| 3 | Status Kewarganegaraan | WNI/WNA |
| 4 | Status Kepegawaian | Karyawan Tetap/Wiraswasta/Profesional |
| 5 | Penghasilan minimal/tahun | Rp60.000.000,- s/d Rp500.000.000,- |
| Dokumen | Karyawan | Wiraswasta | Profesional |
|---|---|---|---|
| Fotokopi KTP untuk calon Nasabah WNI | √ | √ | √ |
| Fotokopi KITAS dan Paspor untuk calon Nasabah WNA | √ | √ | √ |
| Fotokopi bukti penghasilan Nasabah dalam bentuk: Slip Gaji maksimal 3 bulan terakhir / SKP maksimal 1 bulan terakhir / SPT maksimal 2 tahun terakhir / Rekening Tabungan 3 bulan terakhir / Slip BPJS Ketenagakerjaan |
√ | - | |
| Fotokopi bukti penghasilan Nasabah dalam bentuk: SPT PPH maksimal 2 tahun terakhir / Setoran pajak badan usaha maksimal 2 tahun terakhir / Laporan laba rugi maksimal 1 tahun terakhir / Fotokopi tabungan atau rekening koran 3 bulan terakhir |
- | √ | - |
| NPWP (untuk pengajuan limit di atas Rp 50 juta) | √ | √ | √ |
Jika data/informasi dan atau dokumen yang disampaikan ini tidak benar, maka Bank berhak untuk membatalkan pengajuan Kartu Kredit UOB Nasabah.
Apply and shopping with UOB Credit Card and get e-voucher Rp200,000! Period 1 June - 31 October 2025. Apply Now
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