Benefits

hotel

Enjoy free one night stay at selected hotels around the world for minimum 4 nights booking up to 5 times a year

antar jemput

Airport transfer services

Airport Lounge

Airport Lounge up to 5 times

Zenith Rewards

Zenith Rewards

Every IDR7.500.- transaction earns 1 airline miles

Privileges

Travel Insurance

Travel accident coverage up to IDR25 billion

Travel Insurance

Medical overseas coverage up to IDR150 million

Travel Insurance

Perlindungan Biaya Medis di Luar Negeri hingga Rp150 juta

Asia’s Finest Tables, Reserved

Enjoy priority access to dining experiences exclusively designed for UOB Zenith Credit Cardholders in Singapore, Thailand, Malaysia and Indonesia at MICHELIN-starred and award-winning restaurants in the region.

Savour exclusive culinary creations specially prepared for UOB Zenith Credit Cardholders with the added privilege of a complimentary glass of wine rated 94 points and above by Robert Parker Wine Advocate Points® for each guest.

UOB Credit Cardholders enjoy priority access to the finest dining experiences in the region. Click here to make your reservation now.

One Vasco

Enjoy 2 Complimentary Bronze Packages Visa Concierge Service OneVasco

Terms and Conditions

Periode program 15 Januari 2025 - 15 Januari 2026
Program period 15 January 2025 - 15 January 2026 Valid for UOB Zenith Primary and Supplementary Cardholders issued in Indonesia.

More information, visit go.uob.com/onevasco

Features


Enjoy contactless feature of your UOB Zenith Card
Simply TAP your UOB Zenith Credit Card and enjoy easier, safer and seamless transaction!

How to use
Hold or tap your UOB Credit Card over the EDC machine with a contactless logo during checkout, and your transaction will be instantly completed.

Here's how to use the Contactless Feature


Other Features

Competitive Exchange Rate Transact any time abroad is more comfortable with competitive exchange rates.
UOB Regional Privileges Enjoy discounts and special offers in Singapore at various well-known restaurants, hotels, shopping centers, fashion outlets, family entertainment centers and many other places.
UOB Credit Protection Balance protection facility with low premiums for outstanding balances which will protect you from having to pay off your bill balance if something undesirable happens.
UOB Bill Pay Payment of routine monthly bills for electricity, cellular telephone, subscription television and internet can now be made via autodebit to your credit card. Call UOB Privilege Banking Hotline 1500288 or (021) 2355 9088 to register.
UOB FlexiPay Get special offer on competitive interest installments up to 24 months for retail purchases.
UOB Auto Pay If you have UOB Bank account, you can enjoy the Auto Pay facility for free by providing written instructions to debit your account every month on the due date of your credit card bill. You can choose to pay the total bill or minimum payment (10% of the total bill).
Berlaku di seluruh dunia The UOB Zenith Card is accepted by more than 25 million merchants and provides easy cash withdrawals at millions of ATMs spread across the world.
Cash Advance Cash advance facility up to a maximum of 40% of the credit limit provided. The maximum withdrawal limit via ATM machine is IDR15.000.000/day/card.
24 Hours UOB Privilege Banking Hotline 1500288 Call UOB Privilege Banking Hotline 1500288 for information services on your UOB Zenith Card, information regarding the bill amount, last transaction, remaining credit limit and card loss reports can be served at any time 24 hours a day.

Terms and Conditions

Complimentary 4th Night Free
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  1. This benefit is valid for UOB Zenith primary cardholders (“UOB Zenith Cardholders”) only
  2. Must make a minimum booking of 4 (four) nights to enjoy 1 (one) free night. UOB Zenith Cardholders only need to pay for 3 nights for a minimum booking of 4 (four) nights.
  3. The benefit of 1 (one) free night can be obtained a maximum of 5 (five) times per 1 (one) calendar year.
  4. UOB Zenith primary cardholders must be guests staying in the reserved room.
  5. UOB Zenith Cardholders must make a reservation via UOB Privilege Banking Hotline 1500288 and will be connected to UOB Concierge Services no later than 2 (two) days before the date of stay.
  6. Effective July 1, 2025, there are additional new provisions for the 4th night free service on the UOB Zenith Card feature, namely to be able to order the 4th night free service, the Cardholder must have a bill of at least IDR 25 million (retail transactions including installments, recurring bill payments, cash advances, and PayAnything) on the last month's UOB Zenith bill.
  7. Cardholders can still enjoy the 4th night free complimentary without the conditions in point 6 above until June 30, 2025.
  8. If there is an indication of fraud or a violation of laws and regulations, the Bank has the right to charge an airport transfer service fee to the UOB Zenith Card or other UOB Card belonging to the Cardholder
  9. Questions related to this service can be contacted 24 hours UOB Privilege Banking Hotline 1500288 or (021) 2355 9088.
  1. This benefit is valid for UOB Zenith primary cardholders only (“UOB Zenith Cardholders”).
  2. Every UOB Zenith Cardholders can enjoy 1 (one) free airport pick-up or drop-off service per 1 (one) travel destination.
  3. Complimentary 1 (one) pick-up or drop-off service is valid for maximum of 5 (five) times per 1 (one) calendar year.
  4. This service is valid for 3 (three) passengers and a maximum of 2 (two) large pieces of luggage.
  5. Reservations for this complimentary airport pick-up or drop-off service must be made no later than 72 (seventy-two) hours before travel time via the UOB Privilege Banking Hotline 1500288 and will be connected to UOB Concierge Services.
  6. The list of countries eligible for the airport pick-up and drop-off service can be seen in the table below.
  7. Effective 1 July 2025, there are additional conditions for the Airport Transfer service on the UOB Zenith Card feature:
    1. The total airport transfer service is 5x per year with maximum restriction is 2x in overseas area
    2. The cost borne by the Bank is limited to USD100 per trip. Excess costs will be borne by the Cardholder.
    3. To be able to order an airport transfer service, the Cardholder must have a bill of at least IDR25 million (retail transactions, including installments, recurring bill payments, cash advances, and PayAnything) on the last month's bill on the last month's UOB Zenith bill.
  8. Cardholders can still enjoy the airport transfer service without the conditions in point 7 above until 30 June 2025.
  9. If there is an indication of fraud or a violation of laws and regulations, the Bank has the right to charge the airport transfer service fee to the UOB Zenith Card or other UOB Card belonging to the Cardholder.
  10. For questions regarding this service, please contact the 24-hour UOB Privilege Banking Hotline 1500288 or (021) 2355 9088.
  1. This benefit is valid only for UOB Zenith primary cardholders (“UOB Zenith Cardholders”).
  2. The complimentary waiting service benefit through Lounge access is a maximum of 5 (five) times per 1 (one) calendar year.
  3. To enjoy this service, cardholders can make an airport lounge reservation via UOB Privilege Banking Hotline 1500288 and will be connected to UOB Concierge Services.
  4. Confirmation of the airport lounge reservation will be sent via email to UOB Zenith Cardholders.
  5. UOB Zenith Cardholders are required to show the email confirmation (e-certificate) from Dragon Pass which will be sent by UOB Concierge Services to be able to enjoy the complimentary waiting service at the airport.
  6. Reservations for this Lounge access must be made no later than 2 (two) days before the visit.
  7. List of participating lounges visit https://en.dragonpass.com.cn/airports.
  8. Effective 1 July 2025, there are additional new provisions for Airport Lounge services on the UOB Zenith Card feature, namely to be able to book airport lounge services, Cardholders must have a minimum bill of IDR 25 million (retail transactions including installments, recurring bill payments, cash advances, and PayAnything) on the last month's bill on the last month's UOB Zenith bill.
  9. Cardholders can still enjoy airport lounge services without the conditions in point 8 above until 30 June 2025.
  10. If there is an indication of fraud or violation of laws and regulations, the Bank has the right to charge an airport transfer service fee to the UOB Zenith Card or other UOB Card belonging to the Cardholder.
  11. Questions related to this service can be contacted 24-hour UOB Privilege Banking Hotline 1500288 or (021) 2355 9088.
  1. For every retail purchase of IDR1,500,- domestically or internationally, you will get 1 UOB Points. 
  2. The shopping transactions that are taken into account are shopping transactions from the primary card and supplementary card that have been recorded in the Bank's system and do not include all installment transactions, cash withdrawals and Cash on Phone. 
  3. UOB Points are only given to your primary card 
  4. UOB Points can be exchanged for various airline miles partners (KrisFlyer, Asia Miles, GarudaMiles, AirAsia BIG) as well as dozens of other e-vouchers and gifts. 
  5. 1 Airline Miles = IDR7,500,- for domestic and international transactions 
  6. For more information, visit uob.co.id/rewards

*The program can be adjusted at any time and will be informed to UOB Zenith customers no later than 30 (thirty) working days before the new provisions come into effect

Country Airport
Australia Brisbane
Melbourne
Perth
Sydney
Cambodia Phnom Penh
China Beijing
Guangzhou
Hangzhou
Shanghai - Hongqiao
Shanghai - Pudong
Shenzhen
Hong Kong Hong Kong Island
Hong Kong Island South
Kowloon
New Territories
India Bangalore
Delhi
Mumbai
Country Airport
Indonesia Bali
Jakarta
Medan
Surabaya
Japan Osaka - Kansai
Tokyo - Haneda
Tokyo - Narita
Macau Macau
Malaysia Kuala Lumpur
New Zealand Auckland
Country Airport
Philippines Manila
Singapore Singapore
South Korea Seoul - Gimpo
Seoul - Incheon
Taiwan Kaohsiung
Songshan
Taipei
Thailand Bangkok
Phuket
Vietnam Hanoi
Ho Chi Minh City

Fees

 

Jenis Biaya

Kartu Kredit UOB Zenith

Iuran Tahunan
Kartu Utama Rp3.500.000,-
Kartu Tambahan Rp1.500.000,-
Syarat & ketentuan biaya iuran tahunan berlaku untuk seluruh Nasabah Kartu Kredit UOB, termasuk nasabah yang juga memiliki rekening tabungan UOB.
 
Biaya Bunga
Pembelanjaan 1.75% per bulan / 21% per tahun
Penarikan Uang Tunai 1.75% per bulan / 21% per tahun 
 
Bea Meterai (Berlaku mulai 1 Januari 2021)
Total Pembayaran Rekening Kartu Kredit (di luar bea meterai) Nilai Bea Meterai
< Rp5.000.000 Rp0,-
> Rp5.000.000,- Rp10.000,-
 
Biaya Penarikan Dana Tunai Melalui ATM per Transaksi
ATM UOB GRATIS
Jaringan Plus Rp30.000,-
Jaringan Cirrus Rp30.000,-
 
Biaya Penggantian Kartu Rp50.000,-
 
Biaya Penarikan Uang Tunai 6% dari jumlah penarikan uang tunai atau min Rp200.000,- (mana yang lebih tinggi)
 

Biaya Keterlambatan Bayar

(Efektif hingga 31 Desember 2024. Periode dapat berubah sewaktu – waktu sesuai kebijakan Bank Indonesia)

1% dari total tagihan atau maksimum Rp100.000,- (mana yang lebih tinggi)
 

Biaya Batas Minimum Pembayaran

(Efektif hingga 31 Desember 2024. Periode dapat berubah sewaktu – waktu sesuai kebijakan Bank Indonesia)

5% dari total tagihan
 
Biaya Kelebihan Pemakaian Limit Rp150.000,-
 
Biaya Permintaan Salinan
Tagihan Bulanan Rp30.000,- per salinan
Nota Transaksi/ Sales Draft Rp50.000,- per lembar
Ringkasan Tagihan Tahunan Rp300.000,- per salinan
 
Biaya Cetak Lembar Tagihan Rp25.000,- per bulan
 
Biaya Penolakan Cek Rp50.000,-
 
Biaya Transfer Atas Kelebihan Bayar Rp50.000,-
 
Biaya Administrasi Lainnya Dikenakan Apabila Setelah Kartu Kredit Ditutup Masih Terdapat Saldo Kredit Rp25,000,-
 
Biaya Notifikasi Rp7.500,- per Kartu Utama
 

Biaya Pelunasan dipercepat Cash on Phone (COP) dan FlexiPay on Phone (FOP) dan Cicilan Merchant (FPM)

Rp200.000,-

Efektif 1 November 2022, 5% dari jumlah sisa pokok min Rp 200.000,-

 
Biaya pembayaran tagihan Kartu Kredit UOB melalui menu transfer antar bank Pembayaran melalui menu transfer dapat dilakukan dari semua bank dengan memilih transfer Realtime Online, biaya transfer sesuai dengan kebijakan masing-masing bank. Metode BI Fast tidak tersedia untuk pembayaran Kartu Kredit UOB melalui menu transfer.
 
 
Biaya pembayaran tagihan Kartu Kredit UOB melalui kanal UOB Kanal Biaya
ATM UOB Gratis
UOB TMRW Gratis
UOB Personal Internet Banking Gratis
Teller Rp25.000,-

Pembayaran melalui teller hanya berlaku bagi nasabah yang memiliki rekening giro atau tabungan di UOB. Nasabah wajib menyetorkan uang tunai ke rekening giro atau tabungan nasabah di UOB dan melakukan proses pemindahbukuan ke Kartu Kredit nasabah. Apabila permintaan pemindahbukuan dilakukan oleh pihak lain, maka diperlukan Surat Kuasa dari pemilik rekening. Hal ini berlaku juga untuk pembayaran tagihan CashPlus dan Personal Loan.
 
 
Biaya pembayaran tagihan Kartu Kredit UOB melalui menu pembayaran Bank Rekanan (efektif 1 September 2023) ATM Mobile Banking Biaya Waktu Proses (Hari kerja)
BCA BCA Mobile/myBCA Rp12.500,-

 

 

 

Maksimum 3 hari kerja

Mandiri Livin Mandiri Rp12.500,-
Maybank M2U/ M2U ID Web Rp12.500,-
CIMB Niaga Octo Mobile/ Octo Clicks Rp12.500,-
Bank Permata PermataMobileX Rp12.500,-
BNI BNI SMS Banking Rp12.500,-
 

Persyaratan

Ringkasan Informasi Produk dan Layanan (RIPLAY)
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Klik disini untuk informasi lengkap mengenai Ringkasan Informasi Produk dan Layanan (RIPLAY).

Persyaratan yang harus dilengkapi:

No Persyaratan Keterangan
1 Usia Minimum Kartu utama : 21 tahun
Kartu tambahan : 17 tahun
2 Usia Maksimal 65 tahun
3 Status Kewarganegaraan WNI/WNA
4 Status Kepegawaian Karyawan Tetap/Wiraswasta/Profesional
5 Penghasilan minimal/tahun Rp60.000.000,- s/d Rp500.000.000,-

 

Dokumen Karyawan Wiraswasta Profesional
Fotokopi KTP untuk calon Nasabah WNI
Fotokopi KITAS dan Paspor untuk calon Nasabah WNA
Fotokopi bukti penghasilan Nasabah dalam bentuk:
Slip Gaji maksimal 3 bulan terakhir / SKP maksimal 1 bulan terakhir / SPT maksimal 2 tahun terakhir / Rekening Tabungan 3 bulan terakhir / Slip BPJS Ketenagakerjaan
-  
Fotokopi bukti penghasilan Nasabah dalam bentuk:
SPT PPH maksimal 2 tahun terakhir / Setoran pajak badan usaha maksimal 2 tahun terakhir / Laporan laba rugi maksimal 1 tahun terakhir / Fotokopi tabungan atau rekening koran 3 bulan terakhir
- -
NPWP (untuk pengajuan limit di atas Rp 50 juta)

Jika data/informasi dan atau dokumen yang disampaikan ini tidak benar, maka Bank berhak untuk membatalkan pengajuan Kartu Kredit UOB Nasabah.

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