Extra UOB Points up to 100.000 For Domestic and Overseas Transaction!

With the Contactless feature, payments become faster, easier, more secure and convenient. Simply tap the UOB Credit Card with the Contactless symbol to the card reader (EDC machine) at the cashier and your transaction is complete. With the Contactless feature, your transactions become secure and more convenient because your UOB Credit Card does not leave your hand when conducting transactions in front of the cashier, so your data stays confidential and your physical UOB Credit Card is kept clean.

Look for a Contactless card reader (EDC machine) that displays the Contactless feature symbol with the Mastercard/ Visa logo at the cashier. After the cashier enters the purchase amount into the card reader (EDC machine), bring the Mastercard/Visa Credit Card within a distance of up to 5 cm from the Contactless card reader (EDC machine). The transaction is successful when the green indicator light turns on and you see a message confirming that your transaction is confirmed.

You can make Contactless transactions at various merchants around the world. Find merchants that display the Contactless symbol and Mastercard/Visa logo on the card reader (EDC machine) at the cashier.

It is secure, because like a chip card, every transaction is accompanied by a one-time code that keeps your payment information secure. Additionally, you will not make an accidental payment because your UOB Credit Card must be within 5 cm of the terminal for the transaction to occur and you will not be charged twice, even if you accidentally tap the card reader (EDC machine) more than once.

You can use the Contactless feature to shop in unlimited amounts. For domestic transactions, if the transaction value with Contactless is more than IDR 1 million (or equivalent to the rupiah currency), then your transaction must use a PIN. Contactless transactions made abroad will follow the applicable regulations in said country.

The Contactless feature is designed as a paperless payment tool, where you only need to tap the card and it's done, but you can request proof of payment if needed (with no additional fees).

You can check your transaction records online at any time via the UOB TMRW app or via the UOB Privilege Banking Hotline at 1500288 or (021) 2355 9088. The monthly billing statement you receive from UOB Bank will also record your Contactless transactions.

No. The Contactless feature is designed to ensure that the cardholder is always in control. The cashier must first enter the purchase amount for approval and the UOB Credit Card must be in very close proximity to the card reader (EDC machine) for the transaction to be successful. The card reader (EDC machine) can only process one payment transaction at a time.

You can replace your old Credit Card with a Contactless Card by contacting the UOB Privilege Banking Hotline at 1500288 or (021) 2355 9088. Card replacement will be subject to a fee in accordance with the applicable regulations.

1. This benefit is valid for UOB Zenith primary cardholders (“UOB Zenith Cardholders”) only
2. Must make a minimum booking of 4 (four) nights to enjoy 1 (one) free night. UOB Zenith Cardholders only need to pay for 3 nights for a minimum booking of 4 (four) nights.
3. The benefit of 1 (one) free night can be obtained a maximum of 5 (five) times per 1 (one) calendar year.
4. UOB Zenith primary cardholders must be guests staying in the reserved room.
5. UOB Zenith Cardholders must make a reservation via UOB Privilege Banking Hotline 1500288 and will be connected to UOB Concierge Services no later than 2 (two) days before the date of stay.
6. Effective July 1, 2025, there are additional new provisions for the 4th night free service on the UOB Zenith Card feature, namely to be able to order the 4th night free service, the Cardholder must have a bill of at least IDR 25 million (retail transactions including installments, recurring bill payments, cash advances, and PayAnything) on the last month's UOB Zenith bill.
7. Cardholders can still enjoy the 4th night free complimentary without the conditions in point 6 above until July 1, 2025.
8. If there is an indication of fraud or a violation of laws and regulations, the Bank has the right to charge an airport transfer service fee to the UOB Zenith Card or other UOB Card belonging to the Cardholder
9. Questions related to this service can be contacted 24 hours UOB Privilege Banking Hotline 1500288 or (021) 2355 9088.
10. Hotel list reference can be found on Expedia.com. However, for hotel availability, prices, and other terms and conditions, will be confirmed when Customer books the hotel through UOB Concierge Services.

1. This benefit is valid for UOB Zenith primary cardholders only (“UOB Zenith Cardholders”).
2. Every UOB Zenith Cardholders can enjoy 1 (one) free airport pick-up or drop-off service per 1 (one) travel destination.
3. Complimentary 1 (one) pick-up or drop-off service is valid for maximum of 5 (five) times per 1 (one) calendar year.
4. This service is valid for 3 (three) passengers and a maximum of 2 (two) large pieces of luggage.
5. Reservations for this complimentary airport pick-up or drop-off service must be made no later than 72 (seventy-two) hours before travel time via the UOB Privilege Banking Hotline 1500288 and will be connected to UOB Concierge Services.
6. The list of countries eligible for the airport pick-up and drop-off service can be seen in the table below.
7. Effective 1 July 2025, there are additional conditions for the Airport Transfer service on the UOB Zenith Card feature:
   1. The total airport transfer service is 5x per year with maximum restriction is 2x in overseas area
   2. The cost borne by the Bank is limited to USD100 per trip. Excess costs will be borne by the Cardholder.
   3. To be able to order an airport transfer service, the Cardholder must have a bill of at least IDR25 million (retail transactions, including installments, recurring bill payments, cash advances, and PayAnything) on the last month's bill on the last month's UOB Zenith bill.
8. Cardholders can still enjoy the airport transfer service without the conditions in point 7 above until 1 July 2025.
9. If there is an indication of fraud or a violation of laws and regulations, the Bank has the right to charge the airport transfer service fee to the UOB Zenith Card or other UOB Card belonging to the Cardholder.
10. For questions regarding this service, please contact the 24-hour UOB Privilege Banking Hotline 1500288 or (021) 2355 9088.

1. This benefit is valid only for UOB Zenith primary cardholders (“UOB Zenith Cardholders”).
2. The complimentary waiting service benefit through Lounge access is a maximum of 5 (five) times per 1 (one) calendar year.
3. To enjoy this service, cardholders can make an airport lounge reservation via UOB Privilege Banking Hotline 1500288 and will be connected to UOB Concierge Services.
4. Confirmation of the airport lounge reservation will be sent via email to UOB Zenith Cardholders.
5. UOB Zenith Cardholders are required to show the email confirmation (e-certificate) from Dragon Pass which will be sent by UOB Concierge Services to be able to enjoy the complimentary waiting service at the airport.
6. Reservations for this Lounge access must be made no later than 2 (two) days before the visit.
7. List of participating lounges visit https://en.dragonpass.com.cn/airports
8. Effective 1 July 2025, there are additional new provisions for Airport Lounge services on the UOB Zenith Card feature, namely to be able to book airport lounge services, Cardholders must have a minimum bill of IDR25 million (retail transactions including installments, recurring bill payments, cash advances, and PayAnything) on the last month's bill on the last month's UOB Zenith bill.
9. Cardholders can still enjoy airport lounge services without the conditions in point 8 above until 1 July 2025.
10. If there is an indication of fraud or violation of laws and regulations, the Bank has the right to charge an airport transfer service fee to the UOB Zenith Card or other UOB Card belonging to the Cardholder.
11. Questions related to this service can be contacted 24-hour UOB Privilege Banking Hotline 1500288 or (021) 2355 9088.

*There is a change in the redemption period for UOB Points to Airline Miles.

*There is a change in the redemption period for UOB Points to Airline Miles.

Terms and Conditions

• For transactions made or recorded in the UOB system (posting) before January 9, 2026, points will be earned using the old points scheme.
• Valid transactions are transactions made with the primary credit card and supplementary credit cards registered in the Bank's system, excluding installment payments, cash withdrawals, and Cash on Phone.
• Currency refers to the currency used at the time of the transaction.
• Not valid for electricity, water, gas, Telkom, and XL bills, donations (including social services), government services (including taxes, customs, immigration fees, and BPJS), and transactions at merchants registered with the following Merchant Category Codes (MCC): 4900, 9211, 9222, 9311, 9399, 8398, and 8661. These MCC codes comply with Mastercard and Visa regulations.
• Bonus UOB Points will be awarded to customers with ‘Lancar’ status and unblocked credit card payments.
• UOB Bank reserves the right to cancel or withdraw any reward awarded in the event of suspicious transactions, transaction cancellations, violations of terms and conditions, or violations of laws and regulations.
• UOB Bank may amend, remove, or add to these terms and conditions, as well as the number of UOB Points required for redemption, with prior notice.
• Complaints must be submitted no later than 30 days after the reward is awarded, providing sufficient supporting evidence.
• UOB Bank will use data contained in the Bank's system as a reference.
• UOB Bank reserves the right to change or delete the terms and conditions of this program and/or terminate the program in accordance with UOB Bank's policies with prior notice.
• These terms and conditions are part of the terms and conditions for earning UOB Points listed at go.uob.com/rewards and the terms and conditions for the UOB Credit Card listed at go.uob.com/ketentuankartukredit 

• Required transactions refer to the UOB Zenith Credit Card earning and redemption rules effective 9 January 2026.
• The airline miles illustration above uses Krisflyer Economy Saver Award Ticket calculations as of 5 November 2025.
• The number of airline miles required for booking may vary depending on the combination of award type and cabin class for your award itinerary. Airport taxes, fees, and other charges apply and may vary based on travel dates and flights, as well as foreign exchange rate fluctuations.
• For more information on destinations and the number of airline miles required, please visit the Airline Miles partner websites.

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