overview
Overview
Bonds are debt securities issued and guaranteed by the Government of the Republic of Indonesia. This instrument is available in Rupiah and US Dollar denominations. Bonds can be an alternative investment for customers in meeting financial goals.
Types of Bonds
Rp
$
€
Types of Bonds
Rp
$
€
Bonds Product
Bonds products are available in Rupiah and US Dollar currencies
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Denomination
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Products and Services Information Overview
| Denomination | Products and Services Information Overview |
| Rupiah (Government Bonds Fixed Rate) | Click here |
| Rupiah (Government Bonds Ritel) | Click here |
| Dollar (Government Bonds US Dollar) | Click here |
| Euro (Government Bonds Euro) | Click here |
| Denomination |
| Rupiah (Government Bonds Fixed Rate) |
| Rupiah (Government Bonds Ritel) |
| Dollar (Government Bonds US Dollar) |
| Euro (Government Bonds Euro) |
Important Information
Product Risk
- Market Risk
Customers (Investors) are exposed to market risk if there is an increase in interest rates which could cause a decrease in the price of Securities. Potential loss can occur if the Customer (Investor) sells Government Securities before maturity at a price lower than the purchase price (capital loss). To mitigate Market Risk, Customers (Investors) can take steps not to sell the Government Securities they own until maturity. - Liquidity Risk
This can happen to customers (investors) if they experience difficulties in selling government securities before maturity. In this case, if the Customer (Investor) purchases Government Securities at the Bank, he can resell them through the Bank. - Default Risk
This can occur due to the government's failure to make interest and principal payments on debt at the specified time. This risk is classified as very low because Government Securities are guaranteed by the government and interest and principal payments have been budgeted for in the State Revenue and Expenditure Budget (APBN). - Risk of Early Redemption by the Issuer
Risk of Early Redemption by the Issuer, namely the potential loss if there is a redemption before maturity of Bonds that have a Callable feature where the Customer may not get the rate of return as originally expected and may only be able to reinvest the principal in another instrument with a lower interest rate (reinvestment risk). Customers who purchase at a premium price also face the risk of loss of the initial purchase price if the Issuer repays the Bonds at par value.
Tips to Minimize Risk
Minimizing investment risk can start by doing research, diversifying funds and consulting with a financial advisor. Here are some ways that can help you minimize investment risks:
- Allocate your funds to various investment instruments
One of the basic principles in investing is to allocate your funds to various types of different investment instruments. In this way, you can reduce the risk of loss if one of your investments decreases in value. - Conduct research and follow market developments
Understand the investment instrument you choose in depth. Regularly monitoring market conditions and industry trends can help you take actions appropriate to your risk tolerance. - Adjust investment instruments to your risk profile
By being aware of every investment risk that you have to face, you need to adjust your investment instruments to your risk profile. Apart from that, you should also adjust it to your financial conditions and financial goals. Don't be too influenced by market sentiment or emotional decisions that can increase your risk. Additionally, consider using risk management instruments such as stop-loss orders or protection options. - Consult a financial advisor If you find it difficult to manage your investments or reduce risk, consider consulting with an experienced financial advisor or investment adviser. They can provide more specific insights and strategies according to your goals and needs.
Requirements
- Intended for individual and non-individual customers (companies/business entities) both Indonesian citizens (WNI) and foreign citizens (WNA).
- For foreign citizens (WNA), secondary market IDR government bonds is available for purchase.
- Customers must complete a risk profile to ensure the product purchased is in accordance with the Customer's risk profile, knowledge and experience, needs and investment objectives. Customers must open a Relationship Account (savings) and Securities Account at the Bank.
| Minimum Subscription | Retail Government Bonds: IDR 1.000.000 (one thousand million rupiah) and special provisions for transactions in the primary market will follow the product launch memo from the bond issues. | Government Bonds IDR denomination : IDR 100.000.000 (one hundred million rupiah) and increments of IDR 1,000,000 (one million rupiah). | Government Bonds USD denomination : USD 20,000,-- and increment USD 1,000,-- | Government Bonds EUR denomination: EUR 100,000,-- and increment EUR 10,000,-- |
Disclaimer
- Investment products are capital market products and are not guaranteed by the Bank and are not included in the scope of objects of the Government guarantee program or the Deposit Insurance Corporation (LPS). Therefore, investment decisions in this bond product are entirely the responsibility of the Customer. PT. UOB Indonesia does not have any liability for investment losses in bond products.
- Investment products do not guarantee the integrity of the investment capital value, unless stated otherwise in the specific description of the product in question, for example in the Bond product.
- If the Customer invests in a product with a tenor that does not match the investment commitment period stated by the Customer in the Risk Profile Questionnaire, the Customer is deemed to have fully understood the conditions and all risks related to the mismatch.
Additional informations
Customers who wish to obtain information, provide suggestions or make complaints about products and/or services may directly contact your Relationship Manager, or visit your nearest UOB Indonesia Branch Office, or UOB Customer Service Call Centre: (021) 2355 9000 or 14008
More Information
For more information, please contact:
- Your Relationship Manager, or
- Visit the nearest UOB Indonesia Branch Office, or
- UOB Customer Service Call Center : (021) 2355-9000 or 14008
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