Earn UOB Points faster by saving with the UOB Lady's Savings Account
Program Scheme Rewards up to 10x UOB Points
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Scheme Program
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Minimum Monthly Average Balance in UOB Lady’s Saving Account
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Minimum Transaction on UOB Lady's Credit Card
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UOB Points* Bonus Rewards
Scheme Program | Minimum Monthly Average Balance in UOB Lady’s Saving Account | Minimum Transaction on UOB Lady's Credit Card | UOB Points* Bonus Rewards |
Scheme 1 | Rp25,000,000 | Rp5,000,000 | 5x UOB Points |
Scheme 2 | Rp50,000,000 | Rp5,000,000 | 6x UOB Points |
Scheme 3 | Rp100,000,000 | Rp10,000,000 | 10x UOB Points |
Scheme Program |
Scheme 1 |
Scheme 2 |
Scheme 3 |
Program Period: May 1 – December 31, 2025
Requirements to be eligible for UOB Points Bonus Rewards :
- The customer shall has Have a UOB Lady's Card and a UOB Lady's Savings Account
- UOB Points Bonus Rewards applies for any spending in the following selected categories: Fashion, Department Stores, Supermarkets, and e-Commerce.
- Maximum UOB Points Bonus Rewards for Unstoppable Pairing Saving and Spend per month is 75,000 UOB Points (excluding the maximum UOB Lady’s Credit Card feature of 100,000 UOB points).
Program Illustration Rewards up to 10x UOB Points
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Illustration
(Maret 2025) -
Monthly Average Balance UOB Lady’s Saving Account
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UOB Lady's Credit Card Transactions
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UOB Lady's Credit Card Transactions in Selected Categories*
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Total UOB Points from Selected Category transactions
Illustration (Maret 2025) |
Monthly Average Balance UOB Lady’s Saving Account | UOB Lady's Credit Card Transactions | UOB Lady's Credit Card Transactions in Selected Categories* | Total UOB Points from Selected Category transactions |
Customer A | Rp30,000,000 | Rp5,000,000 | Rp3,000,000 | Total 5x Bonus UOB Points : 15,000 |
Customer B | Rp125,000,000 | Rp4,000,000 | Rp4,000,000 | Total 3x Bonus UOB Points : 12,000 (Does not meet minimum transaction criteria) |
Customer C | Rp5,000,000 | Rp10,000,000 | Rp10,000,000 | Total Bonus 3x UOB Points: 30,000 (Does not meet minimum transaction criteria) |
Customer D | Rp125,000,000 | Rp5,000,000 | No transactions | Total Bonus 3x UOB Points: 0
(No transactions in the selected category) |
Illustration (Maret 2025) |
Customer A |
Customer B |
Customer C |
Customer D |
*Selected Categories: Fashion, Department Stores, Supermarkets, and e-Commerce
Terms & Conditions
Unstoppable Pairing Saving and Spend Program up to 10x UOB Points
- This program is eligible for all customers who have a UOB Lady's Savings Account and UOB Lady's Card in 1 CIF.
- Rewards will be given if the Customer meets the criteria specified in the Unstoppable Pairing Spend Program according to the scheme.
- The transaction period on the Lady's Card that counts for this program is every 1-30/31 and the bonus UOB points will be given at the end of the following month.
- At the time of bonus point calculation, the UOB Lady's Card must be active, unblocked, no late payments and no usage exceeding the credit limit.
- Valid for online and offline retail transactions (Swipe, contactless, dip) that have been recorded (posted) on the UOB Credit Card Bank system.
- Transactions are calculated from the Main Credit Card and Additional Credit Cards.
- Not valid for installment transactions, regular monthly bills, insurance, cash withdrawals, all fees and penalties, and all canceled transactions.
- This program can only be participated by customers who have matched their NPWP with NIK. If until the program period ends, based on the Bank's check the customer has not matched the NPWP with NIK, the Bank has the right to cancel the customer's participation and the customer is not entitled to a prize in this program.
- Bank UOB at any time in its sole discretion, may make changes to the terms & conditions of the program, or terminate the program with prior notice.
- Participation in this program still refers to the terms and conditions of savings products specifically and UOB Bank's provisions in general.
- The customer understands and agrees that there is a risk that the deposit will not meet the guarantee requirements set by the Deposit Insurance Corporation (LPS), if the customer receives an interest rate higher than the LPS maximum interest rate, and the customer agrees and accepts the risks arising from this.
- UOB Bank reserves the right to cancel or disqualify a customer's right to a prize in the event of any misuse or violation of this program that is not in accordance with the applicable terms and conditions or laws and regulations.
- These Terms and Conditions have been adjusted to the provisions of laws and regulations including the provisions of the Financial Services Authority Regulation.
UOB Lady’s Savings Account Acquisition program Cashback Rp150,000
- This program will be offered to customers who have never had a UOB Lady's Savings Account product.
- Rewards will be given if the customer meets the criteria specified in the UOB Lady's Savings Account Acquisition Program.
- Cashback will be paid to the UOB Lady's Savings Account customers maximum 30 working days in the following month from opening the savings account and completing the program participation form.
- The program period refers to the tenor (month) in accordance with the Program Scheme.
- Savings interest rate refers to the applicable savings product interest rate.
- This program can only be followed by customers who have matched the NPWP with NIK. If until the program period ends, based on the Bank's check the customer has not matched the NPWP with NIK, the Bank has the right to cancel the customer's participation and the customer is not entitled to a prize in this program.
- Bank UOB may, at any time in its sole discretion, make changes to the terms & conditions of the program, or terminate the program with prior notice.
- Participation in this program still refers to the terms and conditions of savings products specifically and UOB Bank provisions in general.
- Funds blocked under this program cannot be used for Back-to-Back guarantee.
- The customer understands and agrees that there is a risk of the deposit not meeting the guarantee requirements set by the Deposit Insurance Corporation (LPS), if the customer receives an interest rate that is higher than the LPS maximum interest rate, and the customer agrees and accepts the risks arising from this.
- UOB Bank reserves the right to cancel or disqualify a customer's right to a prize in the event of any misuse or violation of this program that is not in accordance with the applicable terms and conditions or laws and regulations.
- These Terms and Conditions have been adjusted to the provisions of laws and regulations including the provisions of the Financial Services Authority Regulations.
Important Information
General Terms
- These Terms and Conditions for Savings Products are an integral part of the General Terms and Conditions
- These Product Terms apply specifically and Bank regulations apply in general
- If a customer requires information and/or has a complaint regarding this Savings Product, it can be submitted through the UOB Indonesia Branch Office or by calling UOB Contact Centre at 14008 / 62-21-2355 9000
Click here for complete information of Products and Services Information Overview of UOB Lady's Savings Account
Terms and Insurance Benefit
- UOB Lady's Savings Account customers will get Lady's Account Critical Cover critical condition insurance protection until the customer reaches the age of 65 years old.
- Get Insurance Benefits (critical condition sum insured) up to 2 Billion which is determined based on the Monthly Average Balance of the Last 3 (Three) Months of ladys account savings before the date of the first diagnosis
Interest Rate & Value of Benefits
Monthly Average Balance in the last 3 (Three) Months | Base Interest* | Insurance Benefits (Critical Condition Sum Insured) |
Rp0 - < Rp25 Million | 0.00% p.a. | Rp10.000.000,- |
Rp25 Million - Rp50 Million | 0.35% p.a. | Rp50.000.000,- |
> Rp50 Million - Rp100 Million | 0.35% p.a. | Rp100.000.000,- |
> Rp100 Million - Rp250 Million | 1.00% p.a. | Rp250.000.000,- |
> Rp250 Million - Rp500 Million | 1.00% p.a. | Rp500.000.000,- |
> Rp500 Million - Rp1 Billion | 1.00% p.a. | Rp1.000.000.000,- |
> Rp1 Billion | 2.00% p.a. | Rp2.000.000.000,- |
- Information regarding the monthly average balance and indication value of the Sum Insured each month can be accessed by the Customer through UOB Personal Internet Banking (PIB). The sum insured given to the customer is determined based on the Monthly Average Balance of the last 3 (three) months prior to the date of the first diagnosis decided by the doctor
- The Bank has the right at any time to make changes to the terms and conditions of the product and the facilities provided in the future with notification to the customer, including changes to the applicable savings interest rate.
For more information click here
Features
Fees
Terms and Procedures
Opening Account Requirement ;
- Min 18 years old dan Max 60 years old
- Complete the opening form account and/or product placement as well as other document required
- Submit photocopy identity card & show original document (KTP) which is still valid.
Documents requirement:
- Identity Card (KTP)
- NPWP (Tax Identification Number)
Bank has the right to refuse an application for opening account/product placement if the terms and conditions required not fulfilled
FAQ
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Question
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Answer
Question | Answer |
If a customer already had a UOB savings account other than a UOB Lady's Account, can they participate in the Cashback Program from the UOB Lady's Savings Account? | Yes, customers can participate in the Cashback Program from the UOB Lady's Savings Account by fulfilling the requirements of prevailing terms and conditions. |
Does the UOB Lady's Unstoppable Pairing 10x UOB Points program apply to customers who already had UOB Lady's Savings Account and UOB Lady's Card prior the program period started? | Yes, the UOB Lady's Unstoppable Pairing 10x UOB Points program is open to all customers who already have both UOB Lady's Savings Account and UOB Lady's Card |
Does the Rp10 million minimum placement for 6 months in the Cashback program counted as monthly average balance? | Yes, the Rp10 million during the 6-month Cashback program in the UOB Lady's Savings Account will be counted as monthly average balance for UOB Lady's Unstoppable Pairing 10x UOB Points. |
Are customers' savings in the UOB Lady's Savings Account guaranteed by the Indonesia Deposit Insurance Corporation (Lembaga Penjamin Simpanan) | Yes, UOB Indonesia is licensed and supervised by the Indonesian Financial Services Authority and Bank Indonesia and participating bank of Indonesia Deposit Insurance Corporation (LPS). The maximum amount of deposit insured per customer per Bank is Rp2 billion or the amount set by LPS. If a customer receives a Bank interest rate that exceeds the rate set by LPS or any institution thay may replace it in the future, the excess of the customer's deposit will not be eligible and included in the deposit insurance program provided by LPS. For more information, visit https://apps.lps.go.id/BankPesertaLPSRate. |
What is the process for claiming the insurance benefit from UOB Lady's Savings Account | Customers must visit the nearest UOB Indonesia branch office with the required insurance claim documents or send them directly to PT Prudential Life Assurance Prudential Tower, Jl. Jend. Sudirman Kav. 79, Jakarta 12910 Phone: (62 21) 2995 8888; Fax: (62 21) 2995 8800 Email: customer.idn@prudential .co.id Prudential Customer Line: 1500085 |
Question |
If a customer already had a UOB savings account other than a UOB Lady's Account, can they participate in the Cashback Program from the UOB Lady's Savings Account? |
Does the UOB Lady's Unstoppable Pairing 10x UOB Points program apply to customers who already had UOB Lady's Savings Account and UOB Lady's Card prior the program period started? |
Does the Rp10 million minimum placement for 6 months in the Cashback program counted as monthly average balance? |
Are customers' savings in the UOB Lady's Savings Account guaranteed by the Indonesia Deposit Insurance Corporation (Lembaga Penjamin Simpanan) |
What is the process for claiming the insurance benefit from UOB Lady's Savings Account |