From dining dates to shopping days!

With the Contactless feature, payments become faster, easier, more secure and convenient. Simply tap the UOB Credit Card with the Contactless symbol to the card reader (EDC machine) at the cashier and your transaction is complete. With the Contactless feature, your transactions become secure and more convenient because your UOB Credit Card does not leave your hand when conducting transactions in front of the cashier, so your data stays confidential and your physical UOB Credit Card is kept clean.

Look for a Contactless card reader (EDC machine) that displays the Contactless feature symbol with the Mastercard/ Visa logo at the cashier. After the cashier enters the purchase amount into the card reader (EDC machine), bring the Mastercard/Visa Credit Card within a distance of up to 5 cm from the Contactless card reader (EDC machine). The transaction is successful when the green indicator light turns on and you see a message confirming that your transaction is confirmed.

You can make Contactless transactions at various merchants around the world. Find merchants that display the Contactless symbol and Mastercard/Visa logo on the card reader (EDC machine) at the cashier.

It is secure, because like a chip card, every transaction is accompanied by a one-time code that keeps your payment information secure. Additionally, you will not make an accidental payment because your UOB Credit Card must be within 5 cm of the terminal for the transaction to occur and you will not be charged twice, even if you accidentally tap the card reader (EDC machine) more than once.

You can use the Contactless feature to shop in unlimited amounts. For domestic transactions, if the transaction value with Contactless is more than IDR 1 million (or equivalent to the rupiah currency), then your transaction must use a PIN. Contactless transactions made abroad will follow the applicable regulations in said country.

The Contactless feature is designed as a paperless payment tool, where you only need to tap the card and it's done, but you can request proof of payment if needed (with no additional fees).

You can check your transaction records online at any time via the UOB TMRW app or via the UOB Contact Center at 14008 or 62-21-2355 9000. The monthly billing statement you receive from UOB Bank will also record your Contactless transactions.

No. The Contactless feature is designed to ensure that the cardholder is always in control. The cashier must first enter the purchase amount for approval and the UOB Credit Card must be in very close proximity to the card reader (EDC machine) for the transaction to be successful. The card reader (EDC machine) can only process one payment transaction at a time.

You can replace your old Credit Card with a Contactless Card by contacting the UOB Contact Center at 14008 or 62-21-2355 9000. Card replacement will be subject to a fee in accordance with the applicable regulations.

1. Valid for Garuda Indonesia UOB Card new application
2. Program is not applied for supplementary credit card
3. Transaction converted into installment, Cash advance transaction, Loan on Phone, UOB Bill Payment, annual fee, interest, administration fee and other fees are excluded from retail transaction calculation. 
4. Program can’t be combined with other Welcome Bonus program
5. Program only applies for customer who fill in Garuda Indonesia UOB Card application within program period
6. Reward can’t be exchanged
7. UOB reserves the right not to award prizes or reclaim the amount of prizes that have been given to Credit Card Holders if the Cardholder commits acts or is suspected of committing malicious acts, fraud, fraud or acts that violate the provisions of laws and regulations related to the use of Credit Cards, UOB facilities or services owned, manipulation of transactions by cardholders and/or Merchants, and other fraudulent acts in consideration.
8. Garuda Indonesia UOB credit card status must be active, credit facility status is current, not in permanent block during Welcome Bonus fulfillment to customer who meet the program terms and conditions.
9. Bonus miles will be credited to the customer’s GarudaMiles cobrand membership who meet the program terms and conditions within 90 (ninety) working days after fulfill program’s terms and conditions.
10. Complaint related to this program will be valid no later than 30 (thirty) working days after program period ended.
11. GarudaMiles terms and conditions are according to Garuda Indonesia’s policy
12. For further information, please contact UOB Contact Center at 14008 or (021) 2355 9000

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You can apply for UOB Credit Card by visiting the nearest UOB branch office, stopping by UOB booth, ask UOB sales representative to contact you or apply online via go.uob.com/applygiuc

Your GarudaMiles membership might not be registered due to mismatched or incomplete information, such as a missing email address. To resolve this and update your details, contact the Garuda Indonesia Call Center at garudamiles@garuda-indonesia.com or via Whatsapp Hotline at 08112807807.

No. According to Garuda Indonesia policy, customers can only hold 1 (one) Garuda Indonesia co-branded credit card.

Currently, new applications for supplementary Garuda Indonesia UOB credit cards are not available.

Yes, you will earn 4.8x GarudaMiles for every IDR24,000 (equivalent to IDR5,000/mile) transactions at Garuda Indonesia, such as via FlyGaruda app, Garuda Indonesia Sales Offices, and Garuda Indonesia Ticketing Offices.

Yes, you will earn:

• 3x GarudaMiles (equivalent to IDR8,000/mile) for overseas transactions in foreign currencies and hotel & travel categories (both domestic or international).
• 2x GarudaMiles (equivalent to IDR12,000/mile) for other domestic transactions (excluding Garuda, Travel & Hotel).

Yes, you will earn 3x GarudaMiles for every of IDR24,000 (equivalent to IDR8,000/mile) when transacting at merchants under hotel and travel categories (such as travel agencies, online travel agents, airlines), both domestic or international.

Customers can redeem GarudaMiles for Garuda Indonesia tickets through Garuda Indonesia channel, including the FlyGaruda app, website, Garuda Indonesia Sales Offices and Garuda Indonesia Ticketing Offices.

Enjoy 10% discount for redemptions at Garuda Indonesia Sales Offices.

Make sure the GarudaMiles membership number written on your Garuda Indonesia UOB Credit Card is linked to your Garuda Indonesia flight ticket. Once registered, your complimentary 20kg extra baggage allowance will automatically apply at the check-in counter for both domestic and international flights.

Cardholders with UOB GarudaMiles Platinum membership can have free access to the Garuda Indonesia Executive Lounge (domestic & international) when flying with Garuda Indonesia. GarudaMiles Platinum members are also recognized as SkyTeam Elite Plus, granting access to lounges of other SkyTeam member airlines worldwide.

Customers get an extra 20 kg baggage allowance and access to special check-in counters at certain airports.

Additionally, GIUC customers can also enjoy a bonus of 1 Italian BMT 6" Sandwich at airport Subway outlets by purchasing just 1 6" size sandwich. This Subway program is valid until December 31, 2026.

There is no difference in mile accumulation between online (e-commerce) and offline transactions. For every of IDR24,000, you will earn:

• 4.8x GarudaMiles (equivalent to IDR5,000/mile) for transactions at Garuda Indonesia.
• 3x GarudaMiles (equivalent to IDR8,000/mile) for overseas transactions in foreign currencies and hotel & travel categories (both domestic or international).
• 2x GarudaMiles (equivalent to IDR12,000/mile) for other domestic transactions.

Transactions that do not earn miles are as follows:

• Utility payments, electricity bills, water, gas, Telkom, and XL; payments for charity/donation categories (including social services); government services (including tax payments, customs, immigration fees, and BPJS).
• Cancelled transactions, transactions converted into installments, cash withdrawal transactions, annual fees, interest, administrative fees, other fees, and penalties.

No, transactions converted into installments do not earn GarudaMiles.

Yes, PayAnything transactions still earn GarudaMiles.

There is no difference in mile accumulation between the Primary Card and the Supplementary Card. For every of IDR24,000, you will earn:

• 4.8x GarudaMiles (equivalent to IDR5,000/mile) for transactions at Garuda Indonesia.
• 3x GarudaMiles (equivalent to IDR8,000/mile) for overseas transactions in foreign currencies and hotel & travel categories (both domestic or international).
• 2x GarudaMiles (equivalent to IDR12,000/mile) for other domestic transactions.

Transactions on the Supplementary Card will be accumulated into the Primary Cardholder billing. Therefore, miles earned from transactions on the Supplementary Card will be transferred to the Primary Cardholder’s GarudaMiles membership.

You can view your earned GarudaMiles through the FlyGaruda application, which can be downloaded from the App Store or Google Play.

Yes, you can still apply for a GIUC credit card. As long as your data at UOB matches your data at Garuda Indonesia, you can use your existing GarudaMiles membership number.

In the event of a data discrepancy, a new GarudaMiles membership number may be generated by Garuda Indonesia. Cardholders are advised to contact Garuda Indonesia Call Center via email (garudamiles@garuda-indonesia.com) or WhatsApp Hotline 08112807807 to request data alignment based on the GarudaMiles membership number printed on your Garuda Indonesia UOB Card.

You can contact the UOB Contact Centre at 14008 or (021) 2355 9000 for information regarding GarudaMiles that have not yet been transferred to your GarudaMiles membership.