Benefits

airline

1 Airline Miles

•IDR4.500,- transact with Singapore, Malaysia, Thailand and Vietnam currencies
•IDR8.000,- transact with other foreign currencies
•IDR10.000,- transact with IDR currency

bonus

Apply and enjoy Bonus up to 4.000 Airline Miles

airport

Free Airport Lounge Access with Priority Pass™

More info, please visit https://go.uob.com/privilounge

Up to 5x UOB Points for transaction at Agoda

More info, please visit https://go.uob.com/priviagoda
register via www.agoda.com/idprivimiles

Privileges

Travel Insurance

Travel accident coverage up to IDR25 billion

Travel Insurance

Travel inconvenience coverage up to IDR100 million

Travel Insurance

Medical overseas coverage up to IDR150 million

Features


Contactless Feature
Enjoy contactless feature of your UOB PRIVIMiles Card
Simply TAP your UOB PRIVIMiles Credit Card and enjoy easier, safer and seamless transaction!

How to use
Hold or tap your UOB Credit Card over the EDC machine with a contactless logo during checkout, and your transaction will be instantly completed.

Here's how to use the Contactless Feature


Other Features

Competitive Exchange Rate Transact any time abroad is more comfortable with competitive exchange rates.
UOB Regional Privileges Enjoy discounts and special offers in Singapore at various well-known restaurants, hotels, shopping centers, fashion outlets, family entertainment centers and many other places.
UOB Credit Protection Balance protection facility with low premiums for outstanding balances which will protect you from having to pay off your bill balance if something undesirable happens.
UOB Bill Pay Payment of routine monthly bills for electricity, cellular telephone, subscription television and internet can now be made via autodebit to your credit card. Call UOB Contact Centre di 14008 atau (021) 2355 9000 to register.
UOB FlexiPay Get special offer on competitive interest installments up to 24 months for retail purchases.
UOB Auto Pay If you have UOB Bank account, you can enjoy the Auto Pay facility for free by providing written instructions to debit your account every month on the due date of your credit card bill. You can choose to pay the total bill or minimum payment (10% of the total bill).
Valid Worldwide The UOB PRIVIMiles Card is accepted by more than 25 million merchants and provides easy cash withdrawals at millions of ATMs spread across the world.
Cash Advance Cash advance facility up to a maximum of 40% of the credit limit provided. The maximum withdrawal limit via ATM machine is IDR15.000.000/day/card.
24 Hours UOB Contact Centre Call UOBContact Centre 14008 for information services on your UOB PRIVIMiles Card, information regarding the bill amount, last transaction, remaining credit limit and card loss reports can be served at any time 24 hours a day.

Aktifkan serta gunakan Kartu dan Dapatkan Hadiahnya

Setelah kartu diterima, segera aktifkan

Lakukan aktivasi

Lakukan aktivasi melalui UOB Contact Centre di 14008

Lakukan transaksi

Lakukan transaksi

Minimal 1x transaksi ritel senilai Rp500.000,- dalam 60 hari sejak Kartu disetujui untuk mendapatkan 10% cashback

uob tokopedia gift card

Ajukan & Gunakan Kartu Kredit UOB Anda

  • Periode program: 1 April - 30 Juni 2025 (Kartu disetujui).
  • Berlaku untuk semua tipe Kartu: PRIVIMiles, Preferred Platinum, Lady’s Card, One Card, dan YOLO Card.
  • Tidak berlaku untuk Kartu Kredit Tambahan.
  • Periode aktivasi dan transaksi adalah 60 (enam puluh) hari setelah Kartu Kredit disetujui.
  • Cashback akan dikreditkan ke Kartu Kredit Utama maksimal 60 (enam puluh) hari setelah periode aktivasi dan transaksi berakhir.

Apply, aktivasi, transaksi, dan dapatkan cashback 10% untuk setiap transaksi kamu! Syarat dan ketentuan di sini

Terms and Conditions

Apply and Enjoy Welcome Bonus up to 4,000 Airline Miles
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  1. Valid for UOB PRIVIMiles Credit Cards approved since 1 March 2025. 
  2. For UOB PRIVIMiles Credit Card Customers approved in the period 2 December 2024 - 28 February 2025, the welcome bonus program can refer to these terms & conditions (Terms and Conditions apply)
  3. Valid for new applicants for UOB PRIVIMiles Credit Cards, who have never had a UOB Credit Card or have closed their UOB Credit Card in the last 1 (one) year. Customers must make retail transactions of IDR5,000,000 per month for three consecutive months since the card is approved. 
  4. Customers must make retail transactions of IDR5,000,000 per month for three consecutive months since the card is approved. 
  5. If the monthly transaction is fulfilled, the Customer will get 13,333 UOB Points per month or equivalent to 1,333 Airline Miles. 
  6. The total bonus UOB Points that can be obtained by customers is 40,000 UOB Points or equivalent to 4,000 airline miles for 3 months (since the credit card is approved). 
  7. The shopping transactions that are calculated are shopping transactions that have been recorded in the Bank's system and do not include installment transactions, Cash withdrawals and Cash on Phone. Including transactions on primary and additional credit cards. 
  8. The UOB Points bonus will be given a maximum of 2 months after the transaction amount meets the requirements. The UOB Points bonus will be given to the primary credit card The UOB Points bonus will be given to customers with current payment status and not blocked UOB Bank has the right to cancel or withdraw the prize given if there is a suspicious transaction, violates the terms and conditions or violates statutory provisions. 
  9. UOB Bank may change, delete or add to these terms and conditions and the number of UOB Points required for UOB Points redemption with prior notice. 
  10. Complaints can be submitted no later than 30 days after the prize is awarded, by attaching sufficient supporting evidence. 
  11. UOB Bank uses data contained in the Bank's system as a reference. 
  12. UOB Bank reserves the right to change or delete the terms and conditions of this program and/or terminate the program in accordance with UOB Bank's policy with prior notice These terms and conditions are subject to the UOB Points terms and conditions listed on the page uob.co.id/rewards
  1. Effective 2 December 2024, the conversion value of UOB Points to Miles exchange will be: 
  2. 1 Airline Miles = IDR4,500 for transactions using Singapore, Malaysia, Thailand and Vietnam currencies 
  3. 1 Airline Miles = IDR8,000 for transactions using other foreign currencies 
  4. 1 Airline Miles = IDR10,000 for transactions using Indonesian currency 
  5. Airline Miles will be given in the form of UOB Points which will be recorded in the points balance column on the billing statement (conversion 1 airline mile = 10 UOB Points). 
  6. The retail transactions that are taken into account are retail transactions from the primary card and supplementary card that have been recorded in the Bank system and do not include all installment transactions, cash withdrawals and Cash on Phone. 
  7. The type of overseas transaction is a type of transaction that is recorded in foreign currency. 
  8. UOB Points addition for overseas transactions will be credited a maximum of 1 month after the transaction is recorded in the Bank's system. 
  9. UOB Points are only given to your primary card with a current payment status and not blocked. For more information, visit uob.co.id/rewards
  1. Get up to 2.23x UOB Points for retail transactions using a UOB Credit Card in foreign currency (including online shopping). 
  2. The UOB Credit Card must be active, not blocked, have no outstanding bills, and no excess credit limit usage at the time the UOB Points exchange request is made. 
  3. If the Cardholder closes the card before the UOB Points exchange is successfully processed, the UOB Points exchange request will not be processed further and the UOB Points owned by the Cardholder will be deleted. 
  4. UOB Points exchange can only be done by the Main Cardholder. Additional Cardholders cannot make UOB Points exchange requests. 
  5. Your UOB Points will be valid for 2 years from the time the UOB Points are created in our system. Expired UOB Points cannot be reclaimed for any reason, and cannot be exchanged for any rewards product without exception. 
  6. If a condition occurs where the UOB Points formed have been exchanged/redeemed by the customer before the UOB Points deduction process is carried out, the customer will have an Outstanding UOB Points
  7. Minus (-) and will be reduced by the UOB Points formed from subsequent transactions. 
  8. UOB Points are a form of Bank appreciation for customers and are not cash value that can be cashed. UOB Points cannot be transferred, assigned to another Cardholder, and/or inherited to anyone without exception. 
  9. UOB Points can be exchanged by contacting the UOB Contact Center at 14008 or (021) 23559000 and filling out the UOB Points exchange form at uob.co.id/rewards

Fees

 

Jenis Biaya

Kartu Kredit UOB PRIVIMiles

Iuran Tahunan
Kartu Utama Rp1.000.000,-
Kartu Tambahan Rp500.000,-
Syarat & ketentuan biaya iuran tahunan berlaku untuk seluruh Nasabah Kartu Kredit UOB, termasuk nasabah yang juga memiliki rekening tabungan.UOB.
 
Biaya Bunga (Mulai berlaku 1 Juli 2021)
Pembelanjaan 1.75% per bulan / 21% per tahun
Penarikan Uang Tunai 1.75% per bulan / 21% per tahun 
 
Bea Meterai (Berlaku mulai 1 Januari 2021)
Total Pembayaran Rekening Kartu Kredit (di luar bea meterai) Nilai Bea Meterai
< Rp5.000.000 Rp0,-
> Rp5.000.000,- Rp10.000,-
 
Biaya Penarikan Dana Tunai Melalui ATM per Transaksi
ATM UOB GRATIS
Jaringan Plus Rp30.000,-
Jaringan Cirrus Rp30.000,-
 
Biaya Penggantian Kartu Rp50.000,-
 
Biaya Penarikan Uang Tunai 6% dari jumlah penarikan uang tunai atau min Rp200.000,- (mana yang lebih tinggi)
 

Biaya Keterlambatan Bayar

(Efektif hingga 31 Desember 2024. Periode dapat berubah sewaktu – waktu sesuai kebijakan Bank Indonesia)

1% dari total tagihan atau maksimum Rp100.000,- (mana yang lebih tinggi)
 

Biaya Batas Minimum Pembayaran

(Efektif hingga 31 Desember 2024. Periode dapat berubah sewaktu – waktu sesuai kebijakan Bank Indonesia)

5% dari total tagihan
 
Biaya Kelebihan Pemakaian Limit Rp150.000,-
 
Biaya Permintaan Salinan
Tagihan Bulanan Rp30.000,- per salinan
Nota Transaksi/ Sales Draft Rp50.000,- per lembar
Ringkasan Tagihan Tahunan Rp300.000,- per salinan
 
Biaya Cetak Lembar Tagihan Rp25.000,- per bulan
 
Biaya Penolakan Cek Rp50.000,-
 
Biaya Transfer Atas Kelebihan Bayar Rp50.000,-
 
Biaya Administrasi Lainnya Dikenakan Apabila Setelah Kartu Kredit Ditutup Masih Terdapat Saldo Kredit Rp25,000,-
 
Biaya Notifikasi Rp 7.500,- per Kartu Utama
 

Biaya Pelunasan dipercepat Cash on Phone (COP) dan FlexiPay on Phone (FOP) dan Cicilan Merchant (FPM)

Rp200.000,-

Efektif 1 November 2022, 5% dari jumlah sisa pokok min Rp 200.000,-

 
Biaya pembayaran tagihan Kartu Kredit UOB melalui menu transfer antar bank Pembayaran melalui menu transfer dapat dilakukan dari semua bank dengan memilih transfer Realtime Online, biaya transfer sesuai dengan kebijakan masing-masing bank. Metode BI Fast tidak tersedia untuk pembayaran Kartu Kredit UOB melalui menu transfer.
 
 
Biaya pembayaran tagihan Kartu Kredit UOB melalui kanal UOB Kanal Biaya
ATM UOB Gratis
UOB TMRW Gratis
UOB Personal Internet Banking Gratis
Teller Rp25.000,-

Pembayaran melalui teller hanya berlaku bagi nasabah yang memiliki rekening giro atau tabungan di UOB. Nasabah wajib menyetorkan uang tunai ke rekening giro atau tabungan nasabah di UOB dan melakukan proses pemindahbukuan ke Kartu Kredit nasabah. Apabila permintaan pemindahbukuan dilakukan oleh pihak lain, maka diperlukan Surat Kuasa dari pemilik rekening. Hal ini berlaku juga untuk pembayaran tagihan CashPlus dan Personal Loan.
 
 
Biaya pembayaran tagihan Kartu Kredit UOB melalui menu pembayaran Bank Rekanan (efektif 1 September 2023) ATM Mobile Banking Biaya Waktu Proses (Hari kerja)
BCA BCA Mobile/myBCA Rp12.500,-

 

 

 

Maksimum 3 hari kerja

Mandiri Livin Mandiri Rp12.500,-
Maybank M2U/ M2U ID Web Rp12.500,-
CIMB Niaga Octo Mobile/ Octo Clicks Rp12.500,-
Bank Permata PermataMobileX Rp12.500,-
BNI BNI SMS Banking Rp12.500,-
 

Requirements

Products and Services Information Overview
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Click here for complete information of Products and Services Information Overview.

Persyaratan yang harus dilengkapi:

No Persyaratan Keterangan
1 Usia Minimum Kartu utama : 21 tahun
Kartu tambahan : 17 tahun
2 Usia Maksimal 65 tahun
3 Status Kewarganegaraan WNI/WNA
4 Status Kepegawaian Karyawan Tetap/Wiraswasta/Profesional
5 Penghasilan minimal/tahun Rp60.000.000,- s/d Rp500.000.000,-

 

Dokumen Karyawan Wiraswasta Profesional
Fotokopi KTP untuk calon Nasabah WNI
Fotokopi KITAS dan Paspor untuk calon Nasabah WNA
Fotokopi bukti penghasilan Nasabah dalam bentuk:
Slip Gaji maksimal 3 bulan terakhir / SKP maksimal 1 bulan terakhir / SPT maksimal 2 tahun terakhir / Rekening Tabungan 3 bulan terakhir / Slip BPJS Ketenagakerjaan
-  
Fotokopi bukti penghasilan Nasabah dalam bentuk:
SPT PPH maksimal 2 tahun terakhir / Setoran pajak badan usaha maksimal 2 tahun terakhir / Laporan laba rugi maksimal 1 tahun terakhir / Fotokopi tabungan atau rekening koran 3 bulan terakhir
- -
NPWP (untuk pengajuan limit di atas Rp 50 juta)

Jika data/informasi dan atau dokumen yang disampaikan ini tidak benar, maka Bank berhak untuk membatalkan pengajuan Kartu Kredit UOB Nasabah.

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