UOB One Account

One Account, a one savings account for all transactions that rewards you with bonus interest.

Overview

One Account, a one savings account for all transactions that rewards you with bonus interest.

Earn higher interest with more transactions

Receive basic savings interest and additional interest bonuses by meeting at least 1 of the 4 available criteria

Easy cash withdrawal anywhere

Free cash withdrawals fee in ATM Bersama/Prima network with minimum balance of Rp1 Million before withdrawal

No monthly fees

Free monthly administration fees only by maintaining a monthly average balance of Rp1 Million and above

Free interbank transfers

Enjoy funds transfer to any bank in Indonesia without fees using the UOB TMRW app

Mechanism

UOB One Account interest bonus conditions

Counter Rate

Counter Rate

The applicable standard interest rate

Bonus Interest 1

Bonus Interest 1

Fulfill 1 (one) of the 4 (four) activity requirements below

Bonus Interest 2

Bonus Interest 2

Fulfill 2 (two) of the 4 (four) activity requirements below

Criteria

Earn bonus interest by meeting at least 1 (one) or 2 (two) of the 4 (four) available criteria:
minimum saldo

Add balance to One Account by transferring funds of at least Rp250.000,-

minimum transaksi

Make debit or credit card transactions accumulation amount of Rp1 Million per month

tagihan

Make top-up or monthly bill payments at least 2 (two) transactions with a minimum amount of Rp100.000,- per transaction on PIB (Personal Internet Banking) or the UOB TMRW app

Become a new savings customer at UOB by opening One Account

*Only applicable to customers who do not have a previous savings/current account (giro) at UOB (including UOB TMRW app account)

Interest Rates

Here’s how your basic and bonus interest on your savings add up
  • Account Monthly Average Balance (MAB)
  • Basic interest
  • Bonus interest 1
  • Bonus interest 2
Account Monthly Average Balance (MAB) Basic interest Bonus interest 1 Bonus interest 2
< Rp25 Million 0.00% p.a. 0.00% p.a. 0.00% p.a.
Rp25 Million – < Rp500 Million 0.50% p.a. 1.00% p.a. 3.50% p.a.
≥ Rp500 Million 0.75% p.a. 0.00% p.a. 0.00% p.a.
Account Monthly Average Balance (MAB)
< Rp25 Million
Rp25 Million – < Rp500 Million
≥ Rp500 Million
  • Progressive interest rate per year and may change at any time.
  • The basic account interest is calculated based on the daily average balance, while the bonus interest is calculated based on the monthly average balance.
  • The bonus interest applies based on the number of the eligibility met and for a maximum fund of Rp500million. Balances above Rp500million get basic interest rate.
  • The interest bonus applies to 1 (one) UOB One Account savings that the Customer owns for the first time or the UOB One Account savings with the smallest account number.

Features and Fees

 

Features
MMinimum deposit Rp1.000.000,-
MMinimum balance Rp0,-
Fees
Fee monthly administration • If average balance <  Rp1 Million : Rp10.000,-
• If average balance ≥ Rp1 Million : Gratis
Fee for passive (dormant) account per month Rp10.000,-
Fee for account closure Rp100.000,-
Fee cash withdrawal in ATM Bersama/Prima network Withdrawal fee in ATM Bersama / Prima are free, with balance ≥ Rp1.000.000,- (before withdrawal) or maximum 10 transaction per day, normal fee Rp7.500,- per transaction
Fee transfer to other bank account in ATM Bersama/Prima network Rp6.500,-
Fee ATM card monthly Free
Fee debit card replacement via branch Rp10.000,-
Fee debit card PIN replacement Rp5.000,-

Important Information

Products and Services Information Overview
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Click here for complete information of Products and Services Information Overview

  • Misappropriation of transaction tools/media and identification by other parties.
  • Account closure by the Bank in accordance with the General Terms & Conditions and the applicable Products Terms & Conditions.
  • Operational issues from using ATM/Debit card facilities, including ATM network or EDC machine connection.
  • The Indonesia Deposit Insurance Corporation (Lembaga Penjamin Simpanan/LPS) or any other institutions do not guarantee the customer's deposit coverage due to the maximum deposit amount insured is equivalent to Rp2billion per customer, or any other amounts that will be determined by LPS. This includes cases where the customer receives interest rates from the Bank that exceed the rate set by LPS or any other institution that will insure in the future.
  • The Bank reserves the right to reject any account opening applications or product placements, among others, if the required terms, conditions, and procedures are not fulfilled.
  • Interest rates and fees are subject to change at any time. For the latest information, please contact the nearest UOB branch or UOB Call Centre at 14008.
  • For customers seeking information, providing feedback, or raising complaints about products and/or services, you can directly contact the Customer Complaint Handling Unit at the nearest UOB branch or the UOB Call Centre at 14008.

Account opening terms and conditions:

  • Minimum 17 years old*
  • Complete the opening form account and/or product placement as well as other document required
  • Submit a valid copy of identity card and show the original document (KTP for Indonesian citizen or Passport and KIMS/KITAS/KITAP stay permit for foreigners).

Documents requirement:

  • Identity Card (KTP for Indonesian citizen)
  • Passport and KIMS/KITAS/KITAP stay permit (for foreigners)
  • NPWP (taxpayer identification number for Foreigners and Indonesian citizen)

Ready to apply?
Submit your form in less than 5 minutes

Ready to apply?
Submit your form in less than 5 minutes

Open and transact with your account instantly.

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