UOB Lady's Account

Lady's Account Critical Cover is an insurance product from PT Prudential Life Assurance (Prudential Indonesia) which is part of the UOB Lady's Account Savings integration product from PT Bank UOB Indonesia. PT Bank UOB Indonesia is not an insurance agent for Prudential Indonesia, nor an insurance brokerage company for Prudential Indonesia. Details of benefits, binding insurance terms and conditions are contained in the Insurance Policy/Certificate that will be issued by PT Prudential Life Assurance.

Prudential Indonesia is fully responsible for the Lady's Account Critical Cover insurance product and the contents of the Insurance Policy/Certificate issued for the Lady's Account Critical Cover insurance product, so that PT Bank UOB Indonesia is not responsible in any form for the Lady's Account Critical Cover insurance product and the contents of the Policy/Certificate. Insurance issued in connection with this Lady's Account Critical Cover insurance product. The Bank will be responsible for the risk of the Bank Product (UOB Lady's Account Savings).

The Lady's Account Critical Cover insurance product is not a bank deposit product, thus it is not included in the government guarantee program or the Deposit Insurance Corporation (LPS). This Lady's Account Critical Cover product has been reported and/or obtained a letter of confirmation and/or approval from the Financial Services Authority in accordance with the applicable laws and regulations.

Premium is an amount of money that must be paid annually by the Policy Holder (PT Bank UOB Indonesia), or a third party appointed by the Policy Holder to the Insurer on each Premium Payment Due Date in accordance with the Premium Payment Period and the amount as stated in the Policy Summary. Premiums include insurance costs, distribution costs, administration costs and policy maintenance costs. This product does not provide commissions to the Bank. 

The Policyholder (PT Bank UOB Indonesia) is given 14 calendar days to study the Policy from the date the Policy is received by you (Free Look Period). During the Free Look Period, if the Policy Holder does not agree with the Policy terms, the Policy Holder can cancel the Policy by notifying us of this matter either in writing or verbally. We will return the Premium that has been paid after deducting costs incurred in connection with the issuance of the Policy, if any. Thus the Policy is considered canceled from the Effective Date of Coverage and We are not obliged to pay any Insurance Benefit, and the Policy documents are considered no longer valid. or submit a claim for Insurance Benefits covered under this Policy.

Opening Account Requirement ;

• Min 18 years old dan Max 60 years old
• Complete the opening form account and/or product placement as well as other document required
• Submit photocopy identity card & show original document (KTP) which is still valid.

Documents requirement:

• Identity Card (KTP)
• NPWP (Tax Identification Number)

Bank has the right to refuse an application for opening account/product placement if the terms and conditions required not fulfilled