Benefits
One Account, a one savings account for all transactions that rewards you with bonus interest.
Earn higher interest with more transactions
Receive basic savings interest and additional interest bonuses by meeting at least 1 of the 4 available criteria
Easy cash withdrawal anywhere
Free cash withdrawals fee in ATM Bersama/Prima network with minimum balance of Rp1million before withdrawal
No monthly fees
Free monthly administration fees only by maintaining a monthly average balance of Rp1million and above
Free interbank transfers
Enjoy funds transfer to any bank in Indonesia without fees using the UOB TMRW app
How it works
Counter Rate
The applicable standard interest rate.
Bonus Interest 1
Fulfill 1 (one) of the 4 (four) activity requirements below
Bonus Interest 2
Fulfill 2 (two) of the 4 (four) activity requirements below
Criteria
Earn bonus interest by meeting at least 1 (one) or 2 (two) of the 4 (four) available criteria:
Add balance to One Account by transferring funds of at least Rp250.000,-
Make debit or credit card transactions accumulation amount of Rp1million per month
Make top-up or monthly bill payments at least 2
(two) transactions with a minimum amount of Rp100.000,- per
transaction
on PIB (Personal Internet Banking) or the UOB TMRW app 
Become a new savings customer at UOB by opening One Account
Only applicable to customers who do not have a previous savings/current account (giro) at UOB (including UOB TMRW app account)
Interest rates
Here's how your basic and bonus interest on your savings add up
| Account Monthly Average Balance (MAB) | Basic interest | Bonus interest 1 | Bonus interest 2 |
| < Rp25million | 0.00% p.a. | 0.00% p.a. | 0.00% p.a. |
| Rp25million - < Rp500million | 0.50% p.a. | 1.00% p.a. | 3.50% p.a. |
| ≥ Rp500million | 0.75% p.a. | 0.00% p.a. | 0.00% p.a. |
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Features and Fees
| Features | |
| Minimum deposit | Rp1.000.000,- |
| Minimum balance | Rp 0,- |
| Fees | |
| Fee monthly administration |
|
| Fee for passive (dormant) account per month | Rp10.000,- |
| Fee for account closure | Rp100.000,- |
| Fee cash withdrawal in ATM Bersama/Prima network | Withdrawal fee in ATM Bersama / Prima are free, with balance ≥ Rp 1.000.000 (before withdrawal) or maximum 10 transaction per day, normal fee Rp 7.500 per transaction |
| Fee transfer to other bank account in ATM Bersama/Prima network | Rp. 6.500,- |
| fee ATM card monthly | Free |
| Fee debit card replacement | Rp10.000,- |
| Fee debit card PIN replacement | Rp5.000,- |
Important information
Products and Services Information Overview
Product risks
- Misappropriation of transaction tools/media and identification by other parties.
- Account closure by the Bank in accordance with the General Terms & Conditions and the applicable Products Terms & Conditions.
- Operational issues from using ATM/Debit card facilities, including ATM network or EDC machine connection.
- The Indonesia Deposit Insurance Corporation (Lembaga Penjamin Simpanan/LPS) or any other institutions do not guarantee the customer's deposit coverage due to the maximum deposit amount insured is equivalent to Rp2billion per customer, or any other amounts that will be determined by LPS. This includes cases where the customer receives interest rates from the Bank that exceed the rate set by LPS or any other institution that will insure in the future.
Additional information
- The Bank reserves the right to reject any account opening applications or product placements, among others, if the required terms, conditions, and procedures are not fulfilled.
- Interest rates and fees are subject to change at any time. For the latest information, please contact the nearest UOB branch or UOB Call Centre at 14008.
- For customers seeking information, providing feedback, or raising complaints about products and/or services, you can directly contact the Customer Complaint Handling Unit at the nearest UOB branch or the UOB Call Centre at 14008.
Terms and conditions
Account opening terms and conditions:
- Minimum 17 years old*
- Complete the opening form account and/or product placement as well as other document required
- Submit a valid copy of identity card and show the original document (KTP for Indonesian citizen or Passport and KIMS/KITAS/KITAP stay permit for foreigners).
Documents requirement:
- Identity Card (KTP for Indonesian citizen)
- Passport and KIMS/KITAS/KITAP stay permit (for foreigners)
- NPWP (taxpayer identification number for Foreigners and Indonesian citizen)
