3 Advantages of UOB Stash
Earn a bonus interest in UOB Stash account simply by maintaining your monthly balance or saving consistently every month.
The more you save, the more interest you score
Additional interest bonus by maintaining a monthly average balance
Easy withdrawals and deposits at any time
UOB Stash suits your saving goals
Wealth building
Achieving your dreams and plans
Savings flexibility
How UOB Stash works for you
Base Rate up to 0.5% p.a
You will always earn base interest regardless of what you deposit into your savings.
+
Bonus Interest up to 3.75% p.a.
Simply maintain your Monthly Average Balance (MAB) at the same or higher amount as compared to the previous month.
Interest rates
| Balance level (in Rupiah) | Basic interest* (threshold) | Interest bonus** (progressive) |
| Rp0 - < Rp25million | 0.00% | 0.00% |
| Rp25million - < Rp50million | 0.50% | 0.15% |
| Rp50million - < Rp100million | 0.50% | 0.50% |
| Rp100million - < Rp200million | 0.50% | 1.00% |
| Rp200million - < Rp500million | 0.50% | 2.00% |
| Rp500million - < Rp750million | 0.50% | 3.00% |
| Rp750million - < Rp1billion | 0.50% | 3.75% |
| ≥Rp1billion | 0.50% | 0.00% |
**Bonus interest is credited at the beginning of the following month using the progressive method.
Features and Fees
| Features | |
| Minimum deposit | Rp1.000.000,- |
| Minimum balance | Rp 0,- |
| Fees | |
| Fee monthly administration |
|
| Fee for passive (dormant) account per month | Rp10.000,- |
| Fee for account closure | Rp100.000,- |
| Fee cash withdrawal in ATM Bersama/Prima network | Withdrawal fee in ATM Bersama / Prima are free, with balance ≥ Rp 1.000.000 (before withdrawal) or maximum 10 transaction per day, normal fee Rp 7.500 per transaction |
| Fee transfer to other bank account in ATM Bersama/Prima network | Rp. 6.500,- |
| fee ATM card monthly | Free |
| Fee debit card replacement | Rp10.000,- |
| Fee debit card PIN replacement | Rp5.000,- |
Important information
Products and Services Information Overview
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Services Information Overview
Product risks
- Misappropriation of transaction tools/media and identification by other parties.
- Account closure by the Bank in accordance with the General Terms & Conditions and the applicable Products Terms & Conditions.
- Operational issues from using ATM/Debit card facilities, including ATM network or EDC machine connection.
- The Indonesia Deposit Insurance Corporation (Lembaga Penjamin Simpanan/LPS) or any other institutions do not guarantee the customer's deposit coverage due to the maximum deposit amount insured is equivalent to Rp2billion per customer, or any other amounts that will be determined by LPS. This includes cases where the customer receives interest rates from the Bank that exceed the rate set by LPS or any other institution that will insure in the future.
Additional information
- The Bank reserves the right to reject any account opening applications or product placements, among others, if the required terms, conditions, and procedures are not fulfilled.
- Interest rates and fees are subject to change at any time. For the latest information, please contact the nearest UOB branch or UOB Call Centre at 14008.
- For customers seeking information, providing feedback, or raising complaints about products and/or services, you can directly contact the Customer Complaint Handling Unit at the nearest UOB branch or the UOB Call Centre at 14008.
Terms and conditions
Account opening terms and conditions:
- Minimum 17 years old*
- Complete the opening form account and/or product placement as well as other document required
- Submit a valid copy of identity card and show the original document (KTP for Indonesian citizen or Passport and KIMS/KITAS/KITAP stay permit for foreigners).
Documents requirement:
- Identity Card (KTP for Indonesian citizen)
- Passport and KIMS/KITAS/KITAP stay permit (for foreigners)
- * NPWP (taxpayer identification number for Foreigners and Indonesian citizen)