3 Advantages of UOB Stash
Earn a bonus interest in UOB Stash account simply by maintaining your monthly balance or saving consistently every month.
The more you save, the more interest you score
Additional interest bonus by maintaining a monthly average balance
Easy withdrawals and deposits at any time
UOB Stash suits your saving goals
Wealth building
Achieving your dreams and plans
Savings flexibility
Mechanism
How UOB Stash works for you
Base Rate up to 0.5% p.a
You will always earn base interest regardless of what you deposit into your savings.
+
Bonus Interest up to 3.75% p.a.
Simply maintain your Monthly Average Balance (MAB) at the same or higher amount as compared to the previous month.
Interest Rates
-
Balance level (in Rupiah)
-
Basic interest (threshold)
-
Interest bonus (progressive)
| Balance level (in Rupiah) | Basic interest (threshold) | Interest bonus (progressive) |
| Rp0 – < Rp25 Million | 0.00% p.a. | 0.00% p.a. |
| Rp25 Million – < Rp50 Million | 0.50% p.a. | 0.15% p.a. |
| Rp50 Million – < Rp100 Million | 0.50% p.a. | 0.50% p.a. |
| Rp100 Million – < Rp200 Million | 0.50% p.a. | 1.00% p.a. |
| Rp200 Million – < Rp500 Million | 0.50% p.a. | 2.00% p.a. |
| Rp500 Million – < Rp750 Million | 0.50% p.a. | 3.00% p.a. |
| Rp750 Million – < Rp1 Miliar | 0.50% p.a. | 3.75% p.a. |
| ≥ Rp1 Miliar | 0.50% p.a. | 0.00% p.a. |
| Balance level (in Rupiah) |
| Rp0 – < Rp25 Million |
| Rp25 Million – < Rp50 Million |
| Rp50 Million – < Rp100 Million |
| Rp100 Million – < Rp200 Million |
| Rp200 Million – < Rp500 Million |
| Rp500 Million – < Rp750 Million |
| Rp750 Million – < Rp1 Miliar |
| ≥ Rp1 Miliar |
- Basic interest is credited at the end of each current month using the threshold method.
- Bonus interest is credited at the beginning of the following month using the progressive method.
- Interest bonus are credited to accounts with unblocked status, and during the period the account is blocked, customer is not entitled to the interest bonus as one of the benefits of the Stash Account. (Effective by October 1, 2025)
Features and Fees
Important Information
Products and Services Information Overview
Click here for complete information of Products and Services Information Overview of Stash Account
Product Risk
- In case the total amount of customer’s savings exceeds IDR2,000,000,000 or another threshold determined by the Indonesia Deposit Insurance Corporation (LPS), including situations where the customer receives a Bank interest rate higher than the interest rate set by LPS or any successor institution in the future, then the excess amount of the customer’s savings will not meet the requirements and will not be included in the deposit guarantee program by LPS. For more information, please visit https://apps.lps.go.id/BankPesertaLPSRate.
- Misuse of tool/means of transaction and identification by any other parties.
- There is an operational risk related to the use of internet banking/mobile banking facility which provided by Bank, and ATM/Debit card facility including ATM or EDC machine network connection.
Additional Information
- The Bank reserves the right to reject any account opening applications or product placements, among others, if the required terms, conditions, and procedures are not fulfilled.
- Interest rates and fees are subject to change at any time. For the latest information, please contact the nearest UOB branch or UOB Call Centre at 14008.
- For customers seeking information, providing feedback, or raising complaints about products and/or services, you can directly contact the Customer Complaint Handling Unit at the nearest UOB branch or the UOB Call Centre at 14008.
Terms and Procedures
Account opening terms and conditions:
- Minimum 17 years old*
- Complete the opening form account and/or product placement as well as other document required
- Submit a valid copy of identity card and show the original document (KTP for Indonesian citizen or Passport and KIMS/KITAS/KITAP stay permit for foreigners).
Documents requirement:
- Identity Card (KTP for Indonesian citizen)
- Passport and KIMS/KITAS/KITAP stay permit (for foreigners)
- * NPWP (taxpayer identification number for Foreigners and Indonesian citizen)
We're here to help
Have a question?
Contact Us
Locate Us
We use cookies to improve and customise your browsing experience. You are deemed to have consented to our cookies policy if you continue browsing our site.
