PRIME LENDING RATE

ANNOUNCEMENT
Prime Lending Rate (PLR) 
PT Bank UOB Indonesia
Per 1 October 2024

Quantitative Disclosure

Data Period: 
Per 1 Oktober 2024
Non SME Loan SME Loan Mortgage Non Mortgage
Corporation Retail Medium Small Micro
Cost of Fund (CoF) (%) 5.07 5.07 5.07 5.07 N/A 5.07 5.07
Overhead Cost (%) 1.26 3.75 2.96 3.10 N/A 2.96 12.01
Profit Margin (%) 2.17 0.18 0.77 0.83 N/A 0.17 3.92
Prime Lending Rate (PLR) (%)
(CoF + Overhead + Margin)
8.50 9.00 8.80 9.00 N/A 8.20 21.00

Qualitative Disclosure

Category Credit Category Definition Indicators/Criterias of Credit Category
Corporation Loans to business entities or companies Total Sales > IDR 100bn
Retail Loans to individual and/or business entities Total Sales IDR 50bn - IDR 100bn

Remarks:

  1. PLR is determined by Bank based on various factors, including the reference interest rate set by regulator, cost of fund, overhead cost, profit margin and development in economic conditions.
  2. PLR has not incorporated risk premium component which depends on the Bank’s assessment of the risk of each debtor or group of debtors.

Prime Lending Rate information above is subject to change anytime and refreshed periodically.

(*) Bank does not have SME Micro loan products.