Protection Plans
Usave PRUStar
Provides protection as well as financial preparation for the future
- Annual Cash Benefit
Annual Cash Benefit of 6% of the Annual Premium (starting from the first to the ninth year) - Premium Payment Period
Premium Payment Period of 5 years for 10 years of protection coverage - Risk Selection
Easy risk selection with the GIO method (no health declaration or health statement)
PRUCinta
Prove your love because love lives forever.
- Death Benefits
100% insurance compensation on new fund expenses and cash value - Maturity Benefits
Benefits due in the form of cash value at the expense of the cash value fund - Participation Period
in accordance with the provisions, the membership period can be extended without a medical examination - Accidental death benefits
400% insurance compensation on new fund expenses, and cash value
PRULife Harvest Plan
A traditional Life Insurance product that provides protection up to the age of 70.
- Income Benefits
Lump-sum Cash Income Benefit, equal to 60 (sixty) times the Periodic Cash Income Benefit - Monthly Income
A monthly income that never decreases when you reach retirement age (age of majority) up to 70 years old - Flexibility of Premium Payment
Choice of 5-year or 10-year premium payment - Retirement Age Flexibility
Flexibility in determining retirement age
PRUHospital Protection Optima
Health Insurance products with optimal benefits and provide Return of Premium benefits at the end of the policy period.
- Hospitalization Daily Benefit
Has 4 hospitalization daily benefit plan options - Death Benefit
Death Benefit up to 220% of total premium paid - End of coverage benefit
Return of Premium Benefit at the end of the policy period up to 110% of the Total Premium paid
PRUWealth Prime Account
Life Insurance with 100% Investment Allocation since the policy is issued, which provides protection against the risk of death and total & permanent disability.
- Insurance Benefits
Death Benefit. Additional Death Benefit due to Accident, Total and Permanent Disability Benefit - Extra Premium Allocation
Additional Periodic Premium Allocation of 3% for Rupiah currency, 1.5% for US Dollar currency calculated from the Initial Periodic Premium since the 5th Policy Anniversary. - Investment Fund Choices
A wide selection of on-shore (domestic) and off-shore (overseas) funds
PRUInvestor Ultima Account
Life Insurance Product with 100% Investment Allocation since the policy is issued and provides protection against the risk of death for up to the Insured maximum age of 99 years.
- Insurance Benefits
Death Benefit, Accidental Death Benefit, End of Protection Period Benefit - Loyalty Bonus*
Loyalty Bonus amounted to 1% of the Single Premium Unit Balance every 3 years starting from the end of the 5th policy year. - Investment Fund Options
Potential for signiï¬cant growth in investment returns with a variety of fund options
PRUCritical Beneï¬t 88
PRUCritical Beneï¬t 88 provides comprehensive protection for UOB Indonesia customers against the risk of Critical Condition or death up to the Insured's 88th birthday.
- Coverage period
Up to 88 years of age with various payment period options - Maturity Benefit
100% Sum Assured at the end of the protection period if the insured is still alive and the policy is active - Comprehensive Protection
Comprehensive protection for 60 late stage Critical Condition and Angioplasty as well as death benefit - Accidental Death Benefit
Additional 200% of Sum Assured if the Insured dies due to an accident before the age of 70 years
PRUAnugerah Syariah
Create a legacy of blessings for your family with insurance benefits and age-established fund benefits and protection that will continue until the age of 120.
- Death Benefit Insurance
benefits of up to 150% since the beginning of membership which will be paid at once according to policy provisions - Accidental Death Benefit
A total of up to 250% of the insurance benefit if the death is due to an accident and a total of up to 350% of the insurance benefit if the death is due to an accident during the Eid al-Fitr, Umrah and Hajj vacation periods. - Old Age Benefit
Established Age Fund benefit projected up to 100% of the total contributions paid by the participant, when the age of the insured participant reaches 60 years or 25th policy anniversary (whichever is longer) - Contribution Free Benefit
Prudential Syariah (manager) will pay the remaining unpaid contributions if diagnosed with one of 60 critical conditions.
PRUIncome Guard
PRUIncome Guard is a Combination Dwiguna Life Insurance product, which provides benefits both when the Insured dies or is diagnosed with Terminal Illness and if the Insured is still alive until the end of the Coverage Period. This product also provides Annual Cash Benefits throughout the Coverage Period in accordance with the Policy Terms.
- Premium Payment Period
8 years premium payment period for 15 years coverage period - Annual Cash Benefit
Guaranteed annual cash benefit payout End of Coverage Benefit - End of coverage benefit
(at the end of the 15th year) is 110% of the total premium paid. - Death Insurance Benefit or Terminal Illness Insurance Benefit
There is a Death Insurance Benefit or Terminal Illness Insurance Benefit (reducing the Death Insurance Benefit)Translated with DeepL.com (free version)
